142 E Lake Deer Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 142 E Lake Deer Dr, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,224 sqft · built 1963
Lot Size	0.281 acres (12,258 sqft)
Owner	2 Individual Names on Record
Last Sale	$99,900 (Sep 2016)
Tax Bill	$823 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Mar 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`26-28-30-635600-000510`

Property Details

APN / Parcel Number

Primary APN	`26-28-30-635600-000510`
Alternative APNs	`302826635600000510` `02826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	12,258 sqft (0.281 acres)
Lot Dimensions	100 ft deep x 107 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft

Exterior Amenities

Porch	Enclosed/Unfinished Porch
Porch Area	331 sqft
Shed	1 Shed
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	142 E LAKE DEER DR
City	WINTER HAVEN
State	FL
Zip	33880-2250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HAVEN HOMES UNIT 3 PB 45 PG 11 LOT 51
Legal Range	26E
Legal Township	28S
Legal Section	30
Legal Subdivision	HAVEN HOMES UNIT 3
Legal Tract	635600
Legal Block	3
Legal Lot Number	51
Legal Unit	3
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	3
Census Block	3030
Census Tract	13801

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	142 E LAKE DEER DR, WINTER HAVEN, FL 33880-2250
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Mar 18, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2016 · Amount on Record
Deed Sale	Sep 23, 2016 · Amount on Record
Deed Document Number	2016173996
Deed Book / Page	9940 / 1536
Prior Transfer Date	Mar 16, 2012
Prior Transfer Doc	0000056703
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	142 E LAKE DEER DR, WINTER HAVEN, FL 33880-2250
Transaction Type	Mortgage
Record Updated	Aug 28, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 E LAKE DEER DR, WINTER HAVEN, FL 33880-2250

Mortgage

Document Number	0000190492
Date	Aug 14, 2023
Book Page	12800/2073
Instrument	2023190492

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	142 E LAKE DEER DR, WINTER HAVEN, FL 33880-2250
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 E LAKE DEER DR, WINTER HAVEN, FL 33880-2250

Mortgage

Document Number	0000068713
Date	Mar 18, 2021
Book Page	11626/2034
Instrument	2021068713

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	RENO, NV 89501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Apr 7, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,383 (+2.7%)	$212,553 (+6.8%) Land $37,821 Building $174,732
2025	$823.00 (-34.47%) Homeowner's exemption	$102,612 (+5.99%)	$199,023 (+5.22%) Land $37,821 Building $161,202
2023	$1,256.00 (+4.84%) Homeowner's exemption	$96,816 (+3%)	$189,150 (+3.65%) Land $36,708 Building $152,442
2022	$1,198.00 Homeowner's exemption	$93,996	$182,486 Land $30,257 Building $152,229

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1997–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2004 · Tropical Storm Bonnie And Hurricane Charley

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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