Hopkins County property record for 148 Cross St, Mortons Gap, KY 42440
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $100 (2022) |
| Deeds & Mortgages | Oct 2022 Line of Credit Oct 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | MGAP-16-3 |
| Primary APN | MGAP-16-3 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Exterior Material | Wood |
|---|---|
| Construction Type | Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Account Number | 45859 |
|---|---|
| Street Address | 148 CROSS ST |
| City | MORTONS GAP |
| State | KY |
| Zip | 42440-2003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIST:5 CITY/MUNI/TWP:MORTONS GAP |
| Jurisdiction | HOPKINS KY |
| Township / Civil Division | MADISONVILLE |
| Census Block Group | 4 |
| Census Block | 4065 |
| Census Tract | 970900 |
Source: Hopkins County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 201 WAYNE DR, HOPKINSVILLE, KY 42240-1211 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Oct 10, 2022 | Deed of Trust, Mortgage · Line of Credit PLANTERS BANK |
| Oct 10, 2022 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2022 |
| Deed Sale | Oct 10, 2022 |
| Deed Document Number | 2022011284 |
| Deed Book / Page | DEED 808 / 55 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOPKINS KY |
| Property Address | 148 CROSS ST, MORTONS GAP, KY 42440-2003 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | MTG1389/265 |
|---|---|
| Date | Oct 10, 2022 |
| Book Page | MTG 1389/265 |
| Instrument | 2022011285 |
| Name | PLANTERS BANK |
|---|---|
| Type | Bank |
| Address | HOPKINSVILLE, KY 42241 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Oct 3, 2029 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOPKINS KY |
| Recording Date | Oct 10, 2022 |
| Property Address | 148 CROSS ST, MORTONS GAP, KY 42440-2003 |
| Document Number | DEED808/55 |
| Book / Page | DEED 808 / 55 |
| Instrument Date | Oct 3, 2022 |
| Instrument | 2022011284 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 201 WAYNE DR, HOPKINSVILLE, KY 42240-1211 |
| Name | Verified Name |
|---|---|
| Address | 201 WAYNE DR, HOPKINSVILLE, KY 42240-1211 |
Source: Hopkins County assessment roll, as of April 1, 2022
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hopkins County |
| Municipality | Mortons Gap City |
| Unified School District | Hopkins County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | $100.00 | $10,000 | $10,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORTONS GAP WATER DEPARTMENT serves 1,485 people · EPA ID KY0540269 |
|---|---|
| Water Source | Purchased surface water from SOUTH HOPKINS WATER DISTRICT |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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