155 Cross St, Mortons Gap, KY 42440 Property Records

Hopkins County property record for 155 Cross St, Mortons Gap, KY 42440

Property Summary

Property TypeSingle Family Home
Details1,176 sqft · built 1920
Lot Size0.58 acres (25,265 sqft)
OwnerIndividual Name on Record
Last Sale$65,000 (May 2022)
Tax Bill$700 (2025)
Deeds & MortgagesMay 2022 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APNMGAP-21-25

Property Details

APN / Parcel Number

Primary APNMGAP-21-25
Alternative APNs
  • 46995
  • 58674

Interior

Stories1 Story
Building Area1,176 sqft Living Area

Exterior

Year BuiltBuilt 1920
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete Block
Foundation TypeStone
Roof MaterialComposition Shingle
Lot Area25,265 sqft (0.58 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number58674
Street Address155 CROSS ST
CityMORTONS GAP
StateKY
Zip42440-2003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDB 633 P 723
JurisdictionHOPKINS KY
Township / Civil DivisionMADISONVILLE
Census Block Group4
Census Block4039
Census Tract970900

Owner

Source: Hopkins County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 565, MORTONS GAP, KY 42440-0565
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 25, 2022 · Amount on Record
Deed SaleMay 25, 2022 · Amount on Record
Prior SaleJul 7, 2015 · Amount on Record
Deed Document Number2022005968
Deed Book / PageDEED 804 / 58
Record UpdatedJun 8, 2026

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionHOPKINS KY
Recording DateMay 25, 2022
Property Address155 CROSS ST, MORTONS GAP, KY 42440-2003
Document NumberDEED804/58
Book / PageDEED 804 / 58
Instrument DateMar 8, 2022
Instrument2022005968
Transaction TypeTransfer
Record UpdatedMay 9, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$65.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address147 CATES RD, NORTONVILLE, KY 42442-9539

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 565, MORTONS GAP, KY 42440-0565

Mortgage

Document NumberMTG1375/663
DateJun 13, 2022
Book PageMTG 1375/663
Instrument2022006683
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
AddressMADISONVILLE, KY 42431
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJun 2, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Hopkins County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHopkins County
MunicipalityMortons Gap City
Unified School DistrictHopkins County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$700.00 (-1.27%)$65,000 (-)$65,000 (-)
2023$709.00$65,000$65,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORTONS GAP WATER DEPARTMENT
serves 1,485 people · EPA ID KY0540269
Water SourcePurchased surface water from SOUTH HOPKINS WATER DISTRICT
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Cross St

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