137 Cross St, Mortons Gap, KY 42440 Property Records

Hopkins County property record for 137 Cross St, Mortons Gap, KY 42440

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,818 sqft · built 2005
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$202,500 (Sep 2021)
Tax Bill	$2,065 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MGAP-15-7`

Property Details

APN / Parcel Number

Primary APN	`MGAP-15-7`
Alternative APN	`57279`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,818 sqft Living Area

Exterior

Year Built	Built 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete Block
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	57279
Street Address	137 CROSS ST
City	MORTONS GAP
State	KY
Zip	42440-2004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INCL MGAP-15-6
Jurisdiction	HOPKINS KY
Township / Civil Division	MADISONVILLE
Census Block Group	4
Census Block	4066
Census Tract	970900

Owner

Source: Hopkins County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	137 CROSS ST, MORTONS GAP, KY 42440-2004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2021 · Amount on Record
Deed Sale	Sep 9, 2021 · Amount on Record
Deed Document Number	2021010655
Deed Book / Page	796 / 363
Record Updated	Jun 8, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HOPKINS KY
Recording Date	Sep 9, 2021
Property Address	137 CROSS ST, MORTONS GAP, KY 42440-2004
Document Number	000796/363
Book / Page	796 / 363
Map Reference	MB 409 PG 623
Instrument Date	Sep 7, 2021
Instrument	2021010655
Transaction Type	Transfer
Record Updated	May 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 472, MORTONS GAP, KY 42440-0472

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	137 CROSS ST, MORTONS GAP, KY 42440-2004

Mortgage

Document Number	2021010656
Date	Sep 9, 2021
Instrument	2021010656

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Hopkins County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hopkins County
Municipality	Mortons Gap City
Unified School District	Hopkins County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,065.00 (-1.38%)	$202,500 (-)	$202,500 (-)
2023	$2,094.00	$202,500	$202,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORTONS GAP WATER DEPARTMENT serves 1,485 people · EPA ID KY0540269
Water Source	Purchased surface water from SOUTH HOPKINS WATER DISTRICT
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cross St

Nearby Streets

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