Guadalupe County property record for 148 Cloverleaf Dr, Schertz, TX 78154 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,522 sqft · built 1969 |
| Lot Size | 0.197 acres (8,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,134 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 1G1930200800300000 |
| Primary APN | 1G1930200800300000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,522 sqft Living Area |
| Gross Area | 2,468 sqft |
| 1st Floor Area | 1,522 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,560 sqft (0.197 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Covered Porch |
| Porch Area | 94 sqft |
| Patio Area | 300 sqft |
| Storage Building | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 148 CLOVERLEAF DR |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78154-2442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 3 BLK: 8 ADDN: LONE OAK #2 |
| Legal Subdivision | LONE OAK #2 (CITY OF SCHERTZ) |
| Legal Block | 8 |
| Legal Lot Number | 3 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 210705 |
Source: Guadalupe County records · APN 1G1930200800300000
Assessment roll updated August 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41 COLUMBIA ROAD 211, MAGNOLIA, AR 71753-8255 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 02, 2020 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG |
| Jan 31, 2020 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG |
| May 03, 2019 | Warranty Deed, Transfer · VA Mortgage GOLD FIN'L SVCS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 22, 2022 |
| Deed Sale | Mar 22, 2022 |
| Prior Sale | May 03, 2019 · Amount on Record |
| Deed Document Number | 20229213 |
| Prior Transfer Date | May 01, 2019 |
| Prior Transfer Doc | 0099009544 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 148 CLOVERLEAF DR, SCHERTZ, TX 78154-2442 |
| Document Number | 0000037806 |
| Instrument Date | Nov 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 148 CLOVERLEAF DR SCHERTZ TX 781542442, SCHERTZ, TX 78154-2442 |
| Document Number | 0000037806 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 37806 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 27, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 148 CLOVERLEAF DR, SCHERTZ, TX 78154-2442 |
| Document Number | 0000003700 |
| Instrument Date | Jan 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 148 CLOVERLEAF DR SCHERTZ TX 781542442, SCHERTZ, TX 78154-2442 |
| Document Number | 0000003700 |
|---|---|
| Date | Feb 13, 2020 |
| Instrument | 3700 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | May 03, 2019 |
| Property Address | 148 CLOVERLEAF DR, SCHERTZ, TX 78154-2442 |
| Document Number | 0000009544 |
| Instrument Date | May 01, 2019 |
| Instrument | 9544 |
| Transaction Type | Transfer |
| Record Updated | Nov 06, 2019 |
| Title Company | INDEPENDENCE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 148 CLOVERLEAF DR SCHERTZ TX 781542442, SCHERTZ, TX 78154-2442 |
| Document Number | 9545 |
|---|---|
| Date | May 03, 2019 |
| Instrument | 9545 |
| Name | GOLD FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | HOUSTON, TX 77036 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 02, 2049 |
Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $246,936 (-7.71%) Land $50,098 Building $196,838 | $246,936 (-7.71%) Land $50,098 Building $196,838 | |
| 2025 | $5,134.00 (+18.4%) | $267,554 (+4.18%) Land $28,709 Building $238,845 | $267,554 (+4.18%) Land $28,709 Building $238,845 |
| 2024 | $4,336.00 (+12.62%) | ||
| 2023 | $3,850.00 (-25.2%) Homeowner's exemption | $256,831 Land $38,822 Building $218,009 | $256,831 Land $38,822 Building $218,009 |
| 2022 | $5,147.00 |
Source: FEMA National Flood Hazard Layer, Guadalupe County (48187C), updated April 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481872107052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Flood Insurance Cost | Premium on Record median of 23 individual NFIP policies nearby |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 25 (1991–2015) |
| Claims Outside the SFHA | 11 of 25 |
| Most Recent Claim | Apr 2015, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 352 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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