Guadalupe County property record for 145 Cloverleaf Dr, Schertz, TX 78154 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,692 sqft · built 1968 |
| Lot Size | 0.236 acres (10,263 sqft) |
| Owner | Individual Name on File |
| Last Sale | $151,300 (Nov 2016) |
| Tax Bill | $1,459 (2025) |
| Deeds & Mortgages | Jan 2022 Second Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 1G1930200401900000 |
| Primary APN | 1G1930200401900000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,692 sqft Living Area |
| Gross Area | 2,482 sqft |
| 1st Floor Area | 1,692 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,263 sqft (0.236 acres) |
| Garage Type | Attached |
| Garage Area | 551 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 63 sqft |
| Deck Area | 276 sqft |
| Patio Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 145 CLOVERLEAF DR |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78154-2403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 19 BLK: 4 ADDN: LONE OAK #2 |
| Legal Subdivision | LONE OAK #2 (CITY OF SCHERTZ) |
| Legal Block | 4 |
| Legal Lot Number | 19 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 210705 |
Source: Guadalupe County records · APN 1G1930200401900000
Assessment roll updated August 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 145 CLOVERLEAF DR, SCHERTZ, TX 78154-2403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 15, 2016 · Amount on Record |
| Deed Sale | Nov 15, 2016 · Amount on Record |
| Deed Document Number | 201625290 |
| Prior Transfer Date | Nov 08, 2016 |
| Prior Transfer Doc | 0000025290 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 145 CLOVERLEAF DR, SCHERTZ, TX 78154-2403 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 145 CLOVERLEAF DR, SCHERTZ, TX 78154-2403 |
| Document Number | 0099000272 |
|---|---|
| Date | Jan 04, 2022 |
| Instrument | 202299000272 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Dec 01, 2046 |
Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $132,882 (-28.27%) Land $54,988 Building $77,894 | $132,882 (-28.27%) Land $54,988 Building $77,894 | |
| 2025 | $1,459.00 (-61.39%) Homeowner's exemption Senior Citizen's exemption | $185,260 (-27.7%) Land $32,501 Building $152,759 | $185,260 (-27.7%) Land $32,501 Building $152,759 |
| 2024 | $3,779.00 (+3.62%) | ||
| 2023 | $3,647.00 (-15.15%) Homeowner's exemption | $256,228 Land $42,980 Building $213,248 | $256,228 Land $42,980 Building $213,248 |
| 2022 | $4,298.00 |
Source: FEMA National Flood Hazard Layer, Guadalupe County (48187C), updated April 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481872107052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Flood Insurance Cost | Premium on Record median of 23 individual NFIP policies nearby |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 25 (1991–2015) |
| Claims Outside the SFHA | 11 of 25 |
| Most Recent Claim | Apr 2015, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 352 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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