Guadalupe County property record for 144 Cloverleaf Dr, Schertz, TX 78154 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,434 sqft · built 1974 |
| Lot Size | 0.197 acres (8,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $10,800 (Nov 2021) |
| Tax Bill | $1,089 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 1G1930200800200000 |
| Primary APN | 1G1930200800200000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,434 sqft Living Area |
| Gross Area | 2,194 sqft |
| 1st Floor Area | 1,434 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick Veneer |
| Roof Material | Metal |
| Lot Area | 8,560 sqft (0.197 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 80 sqft |
| Patio Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 144 CLOVERLEAF DR |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78154-2442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 2 BLK: 8 ADDN: LONE OAK #2 |
| Legal Subdivision | LONE OAK #2 (CITY OF SCHERTZ) |
| Legal Block | 8 |
| Legal Lot Number | 2 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 210705 |
Source: Guadalupe County records · APN 1G1930200800200000
Assessment roll updated August 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 144 CLOVERLEAF DR, SCHERTZ, TX 78154-2442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2022 | Deed of Trust, Mortgage · FHA Mortgage GATEWAY FIRST BANK |
| Nov 24, 2021 | Vendor's Lien, Transfer · FHA Mortgage TEXAS DEPARTMENT OF HOUSING AND COM |
| Sep 24, 2018 | Warranty Deed, Transfer QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 24, 2021 · Amount on Record |
| Deed Sale | Nov 24, 2021 · Amount on Record |
| Prior Sale | Nov 24, 2021 · Amount on Record |
| Deed Document Number | 202199040446 |
| Prior Transfer Date | Nov 22, 2021 |
| Prior Transfer Doc | 0099040446 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 144 CLOVERLEAF DR, SCHERTZ, TX 78154-2442 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Title Company | INDEPENDENCE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0099015635 |
|---|---|
| Date | May 17, 2022 |
| Instrument | 202299015635 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Address | JENKS, OK 74037 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Dec 01, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Nov 24, 2021 |
| Property Address | 144 CLOVERLEAF DR, SCHERTZ, TX 78154-2442 |
| Document Number | 0099040446 |
| Map Reference | MB 3 PG 5-6 |
| Instrument Date | Nov 22, 2021 |
| Instrument | 202199040446 |
| Transaction Type | Transfer |
| Record Updated | Dec 06, 2021 |
| Title Company | INDEPENDENCE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 144 CLOVERLEAF DR, SCHERTZ, TX 78154-2442 |
| Document Number | 0099040447 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 202199040447 |
| Name | TEXAS DEPARTMENT OF HOUSING AND COM |
|---|---|
| Type | Non-Lending Institution |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Number | 0099040448 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 202199040448 |
| Name | TEXAS DEPT OF HOUSING & CMNTY AFFAIRS |
|---|---|
| Type | Government Agency |
| Address | AUSTIN, TX 78711 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Sep 23, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Sep 24, 2018 |
| Property Address | 144 CLOVERLEAF DR, SCHERTZ, TX 78154-2442 |
| Document Number | 0000021801 |
| Instrument Date | Sep 21, 2018 |
| Instrument | 21801 |
| Transaction Type | Transfer |
| Record Updated | Nov 06, 2019 |
| Title Company | INDEPENDENCE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 144 CLOVERLEAF DR SCHERTZ TX 781542442, SCHERTZ, TX 78154-2442 |
| Document Number | 21802 |
|---|---|
| Date | Sep 24, 2018 |
| Instrument | 21802 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 23, 2048 |
Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $130,748 (-0.61%) Land $50,098 Building $80,650 | $130,748 (-0.61%) Land $50,098 Building $80,650 | |
| 2025 | $1,089.00 (-63.68%) Homeowner's exemption | $131,552 (-36.73%) Land $28,709 Building $102,843 | $131,552 (-36.73%) Land $28,709 Building $102,843 |
| 2024 | $2,998.00 (-26.03%) | ||
| 2023 | $4,053.00 (-11.83%) | $207,917 Land $38,822 Building $169,095 | $207,917 Land $38,822 Building $169,095 |
| 2022 | $4,597.00 |
Source: FEMA National Flood Hazard Layer, Guadalupe County (48187C), updated April 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481872107052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Flood Insurance Cost | Premium on Record median of 23 individual NFIP policies nearby |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 25 (1991–2015) |
| Claims Outside the SFHA | 11 of 25 |
| Most Recent Claim | Apr 2015, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 352 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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