148 Carmen Dr, Red Oak, TX 75154 Property Records

Ellis County property record for 148 Carmen Dr, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,538 sqft · built 1987
Lot Size	0.588 acres (25,594 sqft)
Owner	2 Individual Names on File
Last Sale	$129,900 (Mar 2012)
Deeds & Mortgages	May 2021 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R154042`

Property Details

APN / Parcel Number

Primary APN	`R154042`
Alternative APNs	`00788200402400111` `154042`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,538 sqft Living Area
Gross Area	2,608 sqft
1st Floor Area	2,139 sqft
2nd Floor Area	319 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,594 sqft (0.588 acres)
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	140 sqft
Deck Area	340 sqft
Storage Building	100 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	148 CARMEN DR
City	RED OAK
State	TX
Zip	75154-5104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 BLK 4 RIDGE CREST ESTS #2 .588 AC
Legal Subdivision	RIDGE CREST ESTS #2
Legal Block	4
Legal Lot Number	24
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	3
Census Block	3002
Census Tract	60207

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	148 CARMEN DR, RED OAK, TX 75154-5104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Jun 22, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2012 · Amount on File
Deed Sale	Mar 1, 2012 · Amount on File
Prior Sale	Aug 6, 2010 · Amount on File
Deed Document Number	20124378
Deed Book / Page	2614 / 937
Prior Transfer Date	Jul 20, 2010
Prior Transfer Doc	0025250249
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	148 CARMEN DR, RED OAK, TX 75154-5104
Transaction Type	Mortgage
Record Updated	Nov 15, 2022
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002119735
Date	May 4, 2021
Instrument	2119735

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	299 Months
Due	Apr 1, 2046

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	148 CARMEN DR, RED OAK, TX 75154-5104
Document Number	0000027691
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	148 CARMEN DR RED OAK TX 751545104, RED OAK, TX 75154-5104

Mortgage

Document Number	0000027691
Date	Aug 11, 2020
Instrument	27691

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 10, 2040

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$425,825 (-0.25%) Land $104,500 Building $321,325	$425,825 (-2.64%) Land $104,500 Building $321,325
2025	$426,874 (-1.02%)	$437,379 (+1.41%) Land $104,500 Building $332,879
2023	$431,289 Land $82,500 Building $348,789	$431,289 Land $82,500 Building $348,789

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2015–2022)
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Nextlink, Verizon.

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