146 Carmen Dr, Red Oak, TX 75154 Property Records

Ellis County property record for 146 Carmen Dr, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,120 sqft · built 1987
Lot Size	0.586 acres (25,536 sqft)
Owner	2 Individual Names on Record
Last Sale	$141,300 (Jun 2015)
Tax Bill	$1,026 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R154041`

Property Details

APN / Parcel Number

Primary APN	`R154041`
Alternative APNs	`00788200402300111` `154041`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,120 sqft Living Area
Gross Area	2,871 sqft
1st Floor Area	2,120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,536 sqft (0.586 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	15 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	146 CARMEN DR
City	RED OAK
State	TX
Zip	75154-5104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 BLK 4 RIDGE CREST ESTS #2 .586 AC
Legal Subdivision	RIDGE CREST ESTS #2
Legal Block	4
Legal Lot Number	23
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	3
Census Block	3002
Census Tract	60207

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	146 CARMEN DR, RED OAK, TX 75154-5104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2015 · Amount on Record
Deed Sale	Jun 15, 2015 · Amount on Record
Deed Document Number	201513324
Prior Transfer Date	Jun 10, 2015
Prior Transfer Doc	0000013324
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Aug 12, 2020
Property Address	146 CARMEN DR, RED OAK, TX 75154-5104
Document Number	0000028050
Instrument Date	Jul 31, 2020
Instrument	28050
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	146 CARMEN DR RED OAK TX 751545104, RED OAK, TX 75154-5104

Mortgage

Document Number	28051
Date	Aug 12, 2020
Instrument	28051

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2050

Mortgage

Document Number	28052,
Date	Aug 12, 2020
Instrument	28052

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	PO BOX 13941, AUSTIN, TX 78711-3941

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$325,705 (-2.95%) Land $95,000 Building $230,705	$325,705 (-2.95%) Land $95,000 Building $230,705
2025	$1,026.00 (-44%) Homeowner's exemption Senior Citizen's exemption	$335,595 (-3.77%) Land $95,000 Building $240,595	$335,595 (-3.77%) Land $95,000 Building $240,595
2024	$1,832.00 (+1.72%)
2023	$1,801.00 (-45.14%) Homeowner's exemption Senior Citizen's exemption	$348,747 Land $75,000 Building $273,747	$348,747 Land $75,000 Building $273,747
2018	$3,283.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2015–2022)
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Nextlink, Verizon.

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