145 Carmen Dr, Red Oak, TX 75154 Property Records

Ellis County property record for 145 Carmen Dr, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,750 sqft · built 1989
Lot Size	0.576 acres (25,110 sqft)
Owner	2 Individual Names on File
Last Sale	$154,700 (Jun 2006)
Tax Bill	$2,921 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R153992`

Property Details

APN / Parcel Number

Primary APN	`R153992`
Alternative APNs	`00788200302600111` `153992`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,750 sqft Living Area
Gross Area	2,519 sqft
1st Floor Area	1,750 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,110 sqft (0.576 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	360 sqft
Storage Building	216 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	145 CARMEN DR
City	RED OAK
State	TX
Zip	75154-5103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	26 3 RIDGE CREST ESTS #20.576 ACRES
Legal Subdivision	RIDGE CREST ESTS #2
Legal Block	3
Legal Lot Number	26
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	3
Census Block	3020
Census Tract	60207

Owner

145 Carmen Dr is owned and occupied by two individuals who bought it in June 2006.

Source: Ellis County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	145 CARMEN DR, RED OAK, TX 75154-5103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2006 · Amount on File
Deed Sale	Jun 20, 2006 · Amount on File
Deed Document Number	200618283
Deed Book / Page	2228 / 412
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	145 CARMEN DR, RED OAK, TX 75154-5103
Document Number	0000042577
Instrument Date	Nov 4, 2020
Transaction Type	Mortgage
Record Updated	Dec 4, 2020
Title Company	PRIORITY SETTLEMENT GROUP/TX LLC, PRIORITY SETTLEMENT GRP/TX LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	145 CARMEN DR RED OAK TX 751545103, RED OAK, TX 75154-5103

Mortgage

Document Number	0000042577
Date	Nov 18, 2020
Instrument	42577

Lender

Name	EAGLE SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45248

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 145 Carmen Dr was $2,921 with exemptions applied, down 3.1% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,693 (-0.36%) Land $95,000 Building $211,693	$306,693 (-2.14%) Land $95,000 Building $211,693
2025	$2,921.00 (-3.15%) Homeowner's exemption	$307,812 Land $95,000 Building $218,410	$313,410 Land $95,000 Building $218,410
2024	$3,016.00 (+14.24%)
2023	$2,640.00 Homeowner's exemption	$317,972 Land $75,000 Building $242,972	$317,972 Land $75,000 Building $242,972
2018	$3,111.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 145 Carmen Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2015–2022)
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Carmen Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Nextlink, Verizon.

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