Stephens County property record for 1276 Ridgemore Dr, Toccoa, GA 30577 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,738 sqft · built 2023 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | Individual Name on File |
| Last Sale | $51,000 (Nov 2021) |
| Tax Bill | $7,119 (2025) |
| Deeds & Mortgages | Sep 2023 Construction Loan Aug 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 064F 014 |
| Primary APN | 064F 014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,738 sqft Heated Area |
| Basement Area | 2,198 sqft |
| Finished Basement | 945 sqft |
| Unfinished Basement | 1,253 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 47,045 sqft (1.08 acres) |
| Lot Dimensions | 150 ft deep x 90 ft wide |
| Terrain | Gentle Slope |
| Garage Area | 1,144 sqft |
| Porch | Porch |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 238000 |
|---|---|
| Old Parcel Number | 064F 014 |
| Street Address | 1276 RIDGEMORE DR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-7540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 MAX JARRETT S/D |
| Legal Subdivision | MAX JARRETT S/D |
| Legal Lot Number | 7 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | ROCK CREEK |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 970201 |
Source: Stephens County records · APN 064F 014
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1276 RIDGEMORE DR, TOCCOA, GA 30577-7540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2023 | Deed of Trust, Mortgage · Construction Mortgage AMERIS BANK |
| Aug 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Nov 19, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 19, 2021 · Amount on Record |
| Deed Sale | Nov 19, 2021 · Amount on Record |
| Deed Document Number | 0000012761 |
| Deed Book / Page | 1276 / 1 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 1276 RIDGEMORE DR, TOCCOA, GA 30577-7540 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1276 RIDGEMORE DR, TOCCOA, GA 30577-7540 |
| Document Number | 0013430000000026 |
|---|---|
| Date | Sep 18, 2023 |
| Book Page | 0000001343/0000000026 |
| Name | AMERIS BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 1276 RIDGEMORE DR, TOCCOA, GA 30577-7540 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2024 |
| Name | Verified Name |
|---|---|
| Address | RIDGEMORE DR |
| Document Number | 0013060000000290 |
|---|---|
| Date | Aug 11, 2022 |
| Book Page | 0000001306/0000000290 |
| Name | AMERIS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Nov 19, 2021 |
| Property Address | 1276 RIDGEMORE DR, TOCCOA, GA 30577-7540 |
| Document Number | 0012760001 |
| Book / Page | 1276 / 1 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 2021-001634 |
| Transaction Type | Transfer |
| Record Updated | Mar 01, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | RIDGEMORE DR, TOCCOA, GA 30577 |
Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,119.00 (+1,233.15%) Homeowner's exemption Senior Citizen's exemption | $356,844 (+1,886.88%) Land $17,960 Building $338,884 | $892,109 (+1,886.88%) Land $44,900 Building $847,209 |
| 2023 | $534.00 | $17,960 Land $17,960 | $44,900 Land $44,900 |
Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579702012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 1 of 2 on primary residences |
| Wildfire Risk | Low above 35% of the US · above 13% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,852 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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