1276 Ridgemore Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 1276 Ridgemore Dr, Toccoa, GA 30577 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,738 sqft · built 2023
Lot Size1.08 acres (47,045 sqft)
OwnerIndividual Name on File
Last Sale$51,000 (Nov 2021)
Tax Bill$7,119 (2025)
Deeds & MortgagesSep 2023 Construction Loan
Aug 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN064F 014

Property Details

APN / Parcel Number

Primary APN064F 014
Alternative APNs
  • 105077
  • 238000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,738 sqft Heated Area
Basement Area2,198 sqft
Finished Basement945 sqft
Unfinished Basement1,253 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Exterior MaterialFiber Cement Siding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area47,045 sqft (1.08 acres)
Lot Dimensions150 ft deep x 90 ft wide
TerrainGentle Slope
Garage Area1,144 sqft
PorchPorch
Patio Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number238000
Old Parcel Number064F 014
Street Address1276 RIDGEMORE DR
CityTOCCOA
StateGA
Zip30577-7540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 MAX JARRETT S/D
Legal SubdivisionMAX JARRETT S/D
Legal Lot Number7
JurisdictionSTEPHENS GA
Township / Civil DivisionROCK CREEK
Census Block Group2
Census Block2003
Census Tract970201

Owner

Source: Stephens County records · APN 064F 014

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1276 RIDGEMORE DR, TOCCOA, GA 30577-7540
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2023Deed of Trust, Mortgage · Construction Mortgage
AMERIS BANK
Aug 11, 2022Deed of Trust, Mortgage · Conventional Mortgage
AMERIS BANK
Nov 19, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 19, 2021 · Amount on Record
Deed SaleNov 19, 2021 · Amount on Record
Deed Document Number0000012761
Deed Book / Page1276 / 1
Record UpdatedJun 08, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEPHENS GA
Property Address1276 RIDGEMORE DR, TOCCOA, GA 30577-7540
Transaction TypeMortgage
Record UpdatedDec 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1276 RIDGEMORE DR, TOCCOA, GA 30577-7540

Mortgage

Document Number0013430000000026
DateSep 18, 2023
Book Page0000001343/0000000026
Lender
NameAMERIS BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2053

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEPHENS GA
Property Address1276 RIDGEMORE DR, TOCCOA, GA 30577-7540
Transaction TypeMortgage
Record UpdatedMar 01, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
AddressRIDGEMORE DR

Mortgage

Document Number0013060000000290
DateAug 11, 2022
Book Page0000001306/0000000290
Lender
NameAMERIS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2053

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEPHENS GA
Recording DateNov 19, 2021
Property Address1276 RIDGEMORE DR, TOCCOA, GA 30577-7540
Document Number0012760001
Book / Page1276 / 1
Instrument DateNov 19, 2021
Instrument2021-001634
Transaction TypeTransfer
Record UpdatedMar 01, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressRIDGEMORE DR, TOCCOA, GA 30577

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,119.00 (+1,233.15%) Homeowner's exemption Senior Citizen's exemption$356,844 (+1,886.88%) Land $17,960 Building $338,884$892,109 (+1,886.88%) Land $44,900 Building $847,209
2023$534.00$17,960 Land $17,960$44,900 Land $44,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579702012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
1 of 2 on primary residences

Wildfire

Wildfire RiskLow
above 35% of the US · above 13% of Georgia
Wildfire LikelihoodAbout 1 in 1,852 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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