Charlotte County property record for 1478 Navigator Rd, Punta Gorda, FL 33983 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,925 sqft · built 1987 |
| Lot Size | 0.239 acres (10,400 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,270 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Apr 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 402309477003 |
| Primary APN | 402309477003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,925 sqft Living Area |
| Gross Area | 2,823 sqft |
| 1st Floor Area | 1,925 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,400 sqft (0.239 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed/Screened Porch |
| Porch Area | 415 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00952623351805 |
|---|---|
| Street Address | 1478 NAVIGATOR RD |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-6288 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PUNTA GORDA ISLES SEC23 BLK742 LT18 582/1768 813/1435 813/1437 2939/1134 3759/1264-PDW 4741/16 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 09 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 742 |
| Legal Lot Number | 18 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20101 |
Source: Charlotte County records · APN 402309477003
Assessment roll updated November 19, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1478 NAVIGATOR RD, PUNTA GORDA, FL 33983-6288 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 14, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Apr 06, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Apr 01, 2021 |
| Transfer Doc | 0047410016 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 1478 NAVIGATOR RD, PUNTA GORDA, FL 33983-6288 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1478 NAVIGATOR RD, PUNTA GORDA, FL 33983-6288 |
| Document Number | 0050570752 |
|---|---|
| Date | Oct 14, 2022 |
| Book Page | 5057/752 |
| Instrument | 3158509 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 19, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Apr 06, 2021 |
| Property Address | 1478 NAVIGATOR RD, PUNTA GORDA, FL 33983-6288 |
| Document Number | 0047410016 |
| Book / Page | 4741 / 16 |
| Map Reference | MB 12 PG 2-A-2-Z-41 |
| Instrument Date | Apr 01, 2021 |
| Instrument | 2926611 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1478 NAVIGATOR RD, PUNTA GORDA, FL 33983-6288 |
Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,270.00 (+2.81%) Homeowner's exemption Widower's exemption | $134,152 (+5.99%) | $320,163 (+2.74%) Land $38,250 Building $281,913 |
| 2024 | $2,208.00 (+2.22%) | ||
| 2023 | $2,160.00 (+6.77%) Homeowner's exemption Widower's exemption | $126,574 (+3%) | $311,624 (-1.84%) Land $38,000 Building $273,624 |
| 2022 | $2,023.00 Homeowner's exemption Widower's exemption | $122,887 | $317,451 Land $27,200 Building $290,251 |
Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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