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1493 Navigator Rd, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 1493 Navigator Rd, Punta Gorda, FL 33983 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,023 sqft · built 2017
Lot Size0.22 acres (9,599 sqft)
Owner2 Individual Names on File
Last Sale$8,000 (Jun 2002)
Tax Bill$3,994 (2025)
Deeds & MortgagesFeb 2022 Sale
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN402309476005

Property Details

APN / Parcel Number

Primary APN402309476005
Alternative APNs
  • 00952623355605
  • 10004613303

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,023 sqft Living Area
Gross Area2,836 sqft
1st Floor Area2,023 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,599 sqft (0.22 acres)
Garage TypeAttached
Garage Area637 sqft
DrivewayConcrete Driveway
Driveway Area830 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area294 sqft
PorchRaised Porch
Porch Area176 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00952623355605
Street Address1493 NAVIGATOR RD
CityPUNTA GORDA
StateFL
Zip33983-6219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPUNTA GORDA ISLES SEC23 BLK743 LT16 778/2104 2049/690 2939/1134 4476/7
Legal Range23E
Legal Township40S
Legal Section09
Legal SubdivisionPUNTA GORDA ISLES
Legal TractPGI
Legal Block743
Legal Lot Number16
JurisdictionCHARLOTTE FL
Township / Civil DivisionPORT CHARLOTTE
Census Block Group1
Census Block1010
Census Tract20101

Owner

Source: Charlotte County records · APN 402309476005

Assessment roll updated November 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1493 NAVIGATOR RD, PUNTA GORDA, FL 33983-6219
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2022Warranty Deed, Transfer
SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS
Oct 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST FED'L BK/KANSAS CITY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 04, 2002 · Amount on Record
Deed SaleJun 04, 2002 · Amount on Record
Deed Book / Page2049 / 690
Last Transfer DateAug 27, 2019
Transfer Doc0044760007
Record UpdatedJun 08, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateFeb 15, 2022
Property Address1493 NAVIGATOR RD, PUNTA GORDA, FL 33983-6219
Document Number0049270225
Book / Page4927 / 225
Map ReferenceMB 3 PG 81A&81B
Instrument DateFeb 14, 2022
Instrument3058955
Transaction TypeTransfer
Record UpdatedDec 11, 2025
Title CompanySUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS

Transaction

AmountAmount Recorded
Tax$70.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25183 RECIFE DR, PUNTA GORDA, FL 33983-5509

Transferred To (Grantee/Buyer)

NameVerified Name
Address1493 NAVIGATOR RD, PUNTA GORDA, FL 33983-6219

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address1493 NAVIGATOR RD, PUNTA GORDA, FL 33983-6219
Document Number0045070797
Instrument DateOct 22, 2019
Transaction TypeMortgage
Record UpdatedDec 16, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1493 NAVIGATOR RD PUNTA GORDA FL 339836219, PUNTA GORDA, FL 33983-6219

Mortgage

Document Number0045070797
DateNov 20, 2019
Book Page004507/000797
Instrument2762177
Lender
NameFIRST FED'L BK/KANSAS CITY
AddressKANSAS CITY, MO 64120
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 19, 2049

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,994.00 (-16.83%) Homeowner's exemption$304,817 (+5.99%)$421,756 (-3.19%) Land $45,050 Building $376,706
2024$4,802.00 (+0.44%)
2023$4,781.00 (+5.87%) Homeowner's exemption$287,598 (+3%)$435,651 (+18.51%) Land $53,000 Building $382,651
2022$4,516.00 Homeowner's exemption$279,221$367,613 Land $38,250 Building $329,363

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150201011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 22 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies30 units insured
8 under condo master policies
Nearby Flood Claims10 (2004–2022)
Claims Outside the SFHA7 of 10
Most Recent ClaimSep 2022, rainfall accumulation, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 3 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 4 claims

Wildfire

Wildfire RiskLow
above 35% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 1,429 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 191 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Ripple FiberFiber2,000 / 2,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
ALTIUS CommunicationsFixed Wireless (licensed-by-rule)100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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