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1461 Navigator Rd, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 1461 Navigator Rd, Punta Gorda, FL 33983

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,854 sqft · built 1996
Lot Size0.22 acres (9,600 sqft)
OwnerIndividual Name on Record
Last Sale$240,000 (Nov 2020)
Tax Bill$5,194 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN40-23-09-476-001

Property Details

APN / Parcel Number

Primary APN40-23-09-476-001
Alternative APNs
  • 0095262-335520-4
  • 10004613299

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,854 sqft Living Area
Gross Area2,714 sqft

Exterior

Year BuiltBuilt 1996
Architectural StyleOther
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area9,600 sqft (0.22 acres)
Garage Area400 sqft
DrivewayDriveway
Driveway Area1 sqft
Pool Area288 sqft
PorchFinished/Screened Porch
Porch Area460 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number10004613299
Old Parcel Number00952623355204
Street Address1461 NAVIGATOR RD
CityPUNTA GORDA
StateFL
Zip33983-6219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionPGI 023 0743 0012 PUNTA GORDA ISLES SEC23 BLK743 LT 12 613/254 982/321 1450/317 FJ1667/119 1710/1
Legal Range23E
Legal Township40S
Legal Section09
Legal SubdivisionPUNTA GORDA ISLES
Legal Block743
Legal Lot Number12
JurisdictionCHARLOTTE FL
Township / Civil DivisionPORT CHARLOTTE
Census Block Group1
Census Block1010
Census Tract20101

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1461 NAVIGATOR RD, PUNTA GORDA, FL 33983-6219
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 24, 2020 · Amount on Record
Deed SaleNov 24, 2020 · Amount on Record
Prior SaleJun 15, 1999 · Amount on Record
Deed Document Number2876469
Deed Book / Page4667 / 487
Record UpdatedJun 8, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateNov 24, 2020
Property Address1461 NAVIGATOR RD, PUNTA GORDA, FL 33983-6219
Document Number0046670487
Book / Page4667 / 487
Map ReferenceMB 12 PG 2
Instrument DateNov 19, 2020
Instrument2876469
Transaction TypeTransfer
Record UpdatedFeb 7, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6230 SCOTT ST UNIT 211, 6230, PUNTA GORDA, FL 33950-3939

Transferred To (Grantee/Buyer)

NameVerified Name
Address1461 NAVIGATOR RD, PUNTA GORDA, FL 33983-6219

Mortgage

Document Number0004667488
DateNov 24, 2020
Instrument4667/488
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,194.00 (-41.13%)$344,356 (+15.8%)$316,378 (+0.94%) Land $53,000 Building $263,378
2023$8,823.00 (+9.11%)$297,376 (-12.41%)$313,446 (-7.68%) Land $53,000 Building $260,446
2022$8,086.00$339,505 Land $38,250 Building $301,255$339,505 Land $38,250 Building $301,255

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies30 units insured
incl. 8 condo units
Nearby Flood Claims10 (2004–2022)
Claims Outside the SFHA7 of 10
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250

May also be available: BridgeMAXX Suncoast Broadband.

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