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1475 River Rd, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1475 River Rd, Saint Cloud, FL 34769 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,854 sqft · built 2021
Lot Size0.248 acres (10,802 sqft)
Owner2 Individual Names on File
Last Sale$329,000 (Jan 2022)
Tax Bill$4,362 (2025)
Deeds & MortgagesSep 2025 Mortgage
Aug 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN12-26-30-4950-0001-017J

Property Details

APN / Parcel Number

Primary APN12-26-30-4950-0001-017J
Alternative APNs
  • 26301249500001017J
  • 84575

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,854 sqft Living Area
Gross Area2,485 sqft
1st Floor Area1,854 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,802 sqft (0.248 acres)
Lot Dimensions150 ft deep x 73 ft wide
Garage TypeAttached
Garage Area441 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1475 RIVER RD
CitySAINT CLOUD
StateFL
Zip34769-4747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS L & I C PB B PG 3 COM AT SW COR LOT 17, E ALONG LOT LINE 300 FT, N 72.5 FT TO POB; CONT N 72.5 FT, E 150 FT, S 72.5 FT, W 150 FT TO POB
Legal Range30E
Legal Township26S
Legal Section12
Legal SubdivisionS L & I C
Legal Tract4950
Legal Block17J
Legal Lot Number17
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2005
Census Tract43303

Owner

Source: Osceola County records · APN 12-26-30-4950-0001-017J

Assessment roll updated November 26, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1475 RIVER RD, SAINT CLOUD, FL 34769-4747
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2025Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Aug 07, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jan 03, 2022Warranty Deed, Transfer · FHA Mortgage
EQUITY PRIME MORTGAGE LLC
Nov 10, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Sep 30, 2020Warranty Deed, Transfer
FLORIDA PROS LEGAL AND TITLE LLC, FLORIDA PROS LEGAL & TITLE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 03, 2022 · Amount on Record
Deed SaleJan 03, 2022 · Amount on Record
Prior SaleSep 30, 2020 · Amount on Record
Deed Document Number2022817
Deed Book / Page6121 / 478
Record UpdatedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1475 RIVER RD, SAINT CLOUD, FL 34769-4747
Transaction TypeMortgage
Record UpdatedOct 23, 2025
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address1475 RIVER RD, SAINT CLOUD, FL 34769-4747

Mortgage

Document Number0068541898
DateSep 29, 2025
Book Page6854/1898
Instrument2025119022
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1475 RIVER RD, SAINT CLOUD, FL 34769-4747
Transaction TypeMortgage
Record UpdatedAug 31, 2023
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address1475 RIVER RD, SAINT CLOUD, FL 34769-4747

Mortgage

Document Number0064531090
DateAug 07, 2023
Book Page6453/1090
Instrument2023102324
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressCORAOPOLIS, PA 15108
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term341 Months
DueJan 01, 2052

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 03, 2022
Property Address1475 RIVER RD, SAINT CLOUD, FL 34769-4747
Document Number0061210478
Book / Page6121 / 478
Instrument DateDec 27, 2021
Instrument2022000817
Transaction TypeTransfer
Record UpdatedJan 20, 2022
Title CompanyNU WORLD TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,303.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3035 IRISH PEACH DR, 3035, WINTER GARDEN, FL 34787-5675

Transferred To (Grantee/Buyer)

NameVerified Name
Address1475 RIVER RD, SAINT CLOUD, FL 34769-4747

Mortgage

Document Number0006121482
DateJan 03, 2022
Instrument6121/482
Lender
NameEQUITY PRIME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateNov 10, 2020
Property Address1475 RIVER RD, SAINT CLOUD, FL 34769-4747
Document Number0058301498
Book / Page005830 / 001498
Instrument DateOct 28, 2020
Instrument154145
Transaction TypeTransfer
Record UpdatedNov 25, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3035 IRISH PEACH DR WINTER GARDEN FL 347875675, WINTER GARDEN, FL 34787-5675

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 30, 2020
Property Address1475 RIVER RD, SAINT CLOUD, FL 34769-4747
Document Number0058030352
Book / Page005803 / 000352
Instrument DateSep 24, 2020
Instrument130882
Transaction TypeTransfer
Record UpdatedOct 26, 2020
Title CompanyFLORIDA PROS LEGAL AND TITLE LLC, FLORIDA PROS LEGAL & TITLE LLC

Transaction

AmountAmount Recorded
Tax$196.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8374 MARKET ST #153 LAKEWOOD RANCH FL 342025137, 153, LAKEWOOD RANCH, FL 34202-5137
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,362.00 (+3.46%) Homeowner's exemption$286,608 (+5.99%)$340,100 (+12.69%) Land $45,000 Building $295,100
2024$4,216.00 (+2.55%)
2023$4,111.00 (+6.04%) Homeowner's exemption$270,419 (+5.1%)$301,800 (+17.29%) Land $35,000 Building $266,800
2022$3,877.00 Homeowner's exemption$257,300 Land $35,000 Building $222,300$257,300 Land $35,000 Building $222,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 599 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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