Osceola County property record for 1425 River Rd, Saint Cloud, FL 34769 · Last verified July 2026
| Property Type | Vacant Land |
|---|---|
| Details | 1 ba · 1,122 sqft · built 1962 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Feb 2026) |
| Tax Bill | $805 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Aug 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-26-30-4950-0001-016I |
| Primary APN | 12-26-30-4950-0001-016I |
|---|---|
| Alternative APNs |
|
| 1st Floor Area | 1,122 sqft |
|---|
| Lot Area | 11,238 sqft (0.258 acres) |
|---|---|
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Street Address | 1425 RIVER RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4747 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | S L & I C PB B PG 3 BEG 300 FT E & 150 FT S OF NW COR LOT 16, E 150 FT, S 75 FT, W 150 FT, N 75 FT TO POB |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 12 |
| Legal Subdivision | S L & I C |
| Legal Tract | 4950 |
| Legal Block | 16I |
| Legal Lot Number | 16 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 43303 |
Source: Osceola County records · APN 12-26-30-4950-0001-016I
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1425 RIVER RD, SAINT CLOUD, FL 34769-4747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 18, 2026 | Deed of Trust, Mortgage · FHA Mortgage STANDARD MORTGAGE CAPITAL LLC |
| Aug 16, 2024 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Feb 24, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 18, 2026 · Amount on Record |
| Deed Sale | Feb 18, 2026 · Amount on Record |
| Prior Sale | Aug 16, 2024 · Amount on Record |
| Deed Document Number | 202623050 |
| Deed Book / Page | 6925 / 624 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1425 RIVER RD, SAINT CLOUD, FL 34769-4747 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3927 WOODBINE DR, SAINT CLOUD, FL 34772-8530 |
| Document Number | 0069250626 |
|---|---|
| Date | Feb 18, 2026 |
| Book Page | 6925/626 |
| Instrument | 2026023051 |
| Name | STANDARD MORTGAGE CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT LAUDERDALE, FL 33324 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 16, 2024 |
| Property Address | 1425 RIVER RD, SAINT CLOUD, FL 34769-4747 |
| Document Number | 0066510029 |
| Book / Page | 6651 / 29 |
| Instrument Date | Aug 16, 2024 |
| Instrument | 2024106832 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1540 NE 15TH AVE, FORT LAUDERDALE, FL 33304-4847 |
| Name | Verified Name |
|---|---|
| Address | 1540 NE 15TH AVE, FORT LAUDERDALE, FL 33304-4847 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 24, 2021 |
| Property Address | 1425 RIVER RD, SAINT CLOUD, FL 34769-4747 |
| Document Number | 0058971464 |
| Book / Page | 5897 / 1464 |
| Instrument Date | Feb 17, 2021 |
| Instrument | 2021026700 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1540 NE 15TH AVENUE, LAUDERDALE, FL |
| Name | Verified Name |
|---|---|
| Address | 1540 NE 15TH AVENUE, LAUDERDALE, FL |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $805.00 (+11.65%) | $45,000 (+28.57%) Land $45,000 | $45,000 (+28.57%) Land $45,000 |
| 2024 | $721.00 (+14.44%) | ||
| 2023 | $630.00 | $35,000 (-) Land $35,000 | $35,000 (-) Land $35,000 |
| 2022 | $630.00 | $35,000 Land $35,000 | $35,000 Land $35,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 54% of the US · above 25% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 599 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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