Osceola County property record for 1415 River Rd, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 816 sqft · built 1962 |
| Lot Size | 0.257 acres (11,238 sqft) |
| Owner | Individual Name on File |
| Last Sale | $65,000 (Oct 2004) |
| Tax Bill | $2,704 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12263049500001016H |
| Primary APN | 12263049500001016H |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 816 sqft Heated Area |
| Gross Area | 1,080 sqft |
| 1st Floor Area | 816 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,238 sqft (0.257 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Porch | Finished/Screened Porch |
| Porch Area | 264 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 84560 |
|---|---|
| Street Address | 1415 RIVER RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S L & I C PB B PG 3 BEG 300 FT E & 75 FT S OF NW COR OF LOT 16, E 150 FT, S 75 FT, W 150 FT, N 75 FT TO POB |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 12 |
| Legal Subdivision | RIVER ROAD |
| Legal Tract | 4950 |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 43303 |
Source: Osceola County records · APN 12263049500001016H
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 881604, PORT SAINT LUCIE, FL 34988-1604 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 22, 2004 · Amount on Record |
| Deed Sale | Oct 22, 2004 · Amount on Record |
| Prior Sale | Mar 25, 2014 |
| Deed Document Number | 0026212795 |
| Last Transfer Date | Jun 01, 2015 |
| Transfer Doc | 0047852794 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1415 RIVER RD, SAINT CLOUD, FL 34769-4747 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0057710406 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 5771/406 |
| Instrument | 2020104523 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | 44458 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,704.00 (-40.44%) | $158,700 (+16.35%) Land $45,000 Building $113,700 | $158,700 (+16.35%) Land $45,000 Building $113,700 |
| 2023 | $4,540.00 (+5.07%) | $136,400 (+9.56%) Land $35,000 Building $101,400 | $136,400 (+9.56%) Land $35,000 Building $101,400 |
| 2022 | $4,321.00 | $124,500 Land $35,000 Building $89,500 | $124,500 Land $35,000 Building $89,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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