1474 Rivercrest Dr, Vincent, AL 35178 Property Records

St. Clair County property record for 1474 Rivercrest Dr, Vincent, AL 35178

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,421 sqft · built 2021
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Jan 2022)
Tax Bill	$2,066 (2025)
Deeds & Mortgages	May 2021 Construction Loan Jan 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`31-05-22-0-001-006.000`

Property Details

APN / Parcel Number

Primary APN	`31-05-22-0-001-006.000`
Alternative APNs	`506106` `35954`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,421 sqft Heated Area
1st Floor Area	1,685 sqft
Upper Floors Area	1,605 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Area	240 sqft
Boat Access	Boat Access
Boat House	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1474 RIVERCREST DR
City	VINCENT
State	AL
Zip	35178-9221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P/O LOT 5 TWIN ISLE EST S/D DESC AS BEG SLY CORNER LOT 5 TH NW 299.7' NE ALG R/W 43.23' SW 241.19' SW ALG LML 123.66' TO POB
Legal Range	03E
Legal Township	18S
Legal Section	22
Legal Subdivision	TWIN ISLE EST
Legal Lot Number	5
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	1
Census Block	1018
Census Tract	40213

Owner

1474 Rivercrest Dr is owned by an individual who bought it in January 2022.

Source: St. Clair County records, as of April 17, 2026

Owner of Record	Individual Name on File
Mailing Address	3818 CARISBROOKE DR, HOOVER, AL 35226-1488
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Construction Mortgage METRO BANK
Jan 13, 2022	Warranty Deed, Transfer · Conventional Mortgage METRO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2022 · Amount on File
Deed Sale	Jan 13, 2022 · Amount on File
Prior Sale	May 23, 2014 · Amount on File
Deed Book / Page	2022 / 559
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	1474 RIVERCREST DR, VINCENT, AL 35178-9221
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 335, ASHVILLE, AL 35953-0335

Mortgage

Document Number	0000032044
Date	May 5, 2021
Book Page	MTG 2021/32044

Lender

Name	METRO BANK
Type	Bank
Address	ASHVILLE, AL 35953

Agreement

Type	Construction Mortgage
Amount	Amount on Record

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Jan 13, 2022
Property Address	1474 RIVERCREST DR, VINCENT, AL 35178-9221
Document Number	0000000559
Book / Page	DEED 2022 / 559
Instrument Date	Dec 29, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3818 CARISBROOKE DR, HOOVER, AL 35226-1488

Mortgage

Document Number	MTG20222425
Date	Jan 13, 2022
Instrument	MTG 2022/2425

Lender

Name	METRO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1474 Rivercrest Dr was $2,066.

Source: St. Clair County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,066.00	$57,400	$573,570
2022	$336.00	$18,720 Land $18,720	$93,600 Land $93,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1474 Rivercrest Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1474 Rivercrest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW LONDON WATER & FP AUTHORITY serves 6,843 people · EPA ID AL0001437
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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