14730 Charters Bluff Trl, Midlothian, VA 23114 Property Records

Chesterfield County property record for 14730 Charters Bluff Trl, Midlothian, VA 23114

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,809 sqft · built 2008
Lot Size	0.273 acres (11,892 sqft)
Owner	2 Individual Names on File
Last Sale	$397,500 (Oct 2019)
Tax Bill	$4,702 (2026)
Deeds & Mortgages	Mar 2022 Refinance Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`723-70-57-27-700-000`

Property Details

APN / Parcel Number

Primary APN	`723-70-57-27-700-000`
Alternative APN	`409053001`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,809 sqft Finished Area
1st Floor Area	172 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	11,892 sqft (0.273 acres)
View / Lot	Cul-de-sac
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Deck Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	409053001
Street Address	14730 CHARTERS BLUFF TRL
City	MIDLOTHIAN
State	VA
Zip	23114-4692
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9 - SINGL
Legal Description	BERKLEY VILLAGE SEC A 033
Legal Subdivision	BERKLEY VILLAGE-CHARTER COLONY
Legal Lot Number	33
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	3
Census Block	3008
Census Tract	100928

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	14730 CHARTERS BLUFF TRL, MIDLOTHIAN, VA 23114-4692
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL CENTER LLC
Oct 15, 2019	Warranty Deed, Transfer · Conventional Mortgage CAPITAL CTRL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2019 · Amount on File
Deed Sale	Oct 15, 2019 · Amount on File
Prior Sale	Jun 4, 2015 · Amount on File
Deed Document Number	201941220
Deed Book / Page	12484 / 889
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	14730 CHARTERS BLUFF TRL, MIDLOTHIAN, VA 23114-4692
Transaction Type	Mortgage
Record Updated	Apr 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013900-627
Date	Mar 25, 2022
Book Page	13900/627
Instrument	2022014149

Lender

Name	CAPITAL CENTER LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Oct 15, 2019
Property Address	14730 CHARTERS BLUFF TRL, MIDLOTHIAN, VA 23114-4692
Document Number	12484889
Book / Page	012484 / 000889
Instrument Date	Oct 7, 2019
Instrument	41220
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$397.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14730 CHARTERS BLUFF TRL MIDLOTHIAN VA 231144692, MIDLOTHIAN, VA 23114-4692

Mortgage

Document Number	12484894
Date	Oct 15, 2019
Book Page	012484/000894
Instrument	41221

Lender

Name	CAPITAL CTRL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,702.00 (+9.65%)	$525,600 (+4%) Land $106,000 Building $419,600	$525,600 (+4%) Land $106,000 Building $419,600
2025		$505,400 (+7.88%) Land $96,000 Building $409,400	$505,400 (+7.88%) Land $96,000 Building $409,400
2023	$4,288.00	$468,500 Land $96,000 Building $372,500	$468,500 Land $96,000 Building $372,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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