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14725 Charters Bluff Trl, Midlothian, VA 23114 Property Records

Chesterfield County property record for 14725 Charters Bluff Trl, Midlothian, VA 23114

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 4,076 sqft · built 2007
Lot Size0.323 acres (14,070 sqft)
OwnerIndividual Name on Record
Last Sale$428,593 (Nov 2007)
Tax Bill$5,627 (2026)
Deeds & MortgagesJun 2021 Line of Credit
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN723-70-56-45-500-000

Property Details

APN / Parcel Number

Primary APN723-70-56-45-500-000
Alternative APN
  • 332501003

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area4,076 sqft Finished Area
1st Floor Area244 sqft
Basement Area1,252 sqft
Finished Basement1,002 sqft
Unfinished Basement250 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeMasonry
Roof MaterialComposition Shingle
Lot Area14,070 sqft (0.323 acres)
View / LotCul-de-sac
Garage Area450 sqft
Parking Spaces2 Parking Spaces
Deck Area216 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas
SewerSeptic

Location & Zoning

Account Number332501003
Street Address14725 CHARTERS BLUFF TRL
CityMIDLOTHIAN
StateVA
Zip23114-4692
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR9 - SINGL
Legal DescriptionBERKLEY VILLAGE SEC A 030
Legal SubdivisionBERKLEY VILLAGE-CHARTER COLONY
Legal Lot Number30
JurisdictionCHESTERFIELD VA
Township / Civil DivisionMIDLOTHIAN
Census Block Group3
Census Block3008
Census Tract100928

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address14725 CHARTERS BLUFF TRL, MIDLOTHIAN, VA 23114-4692
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2021Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Aug 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
NOVUS HM MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 26, 2007 · Amount on Record
Deed SaleNov 26, 2007 · Amount on Record
Deed Book / Page8092 / 347
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address14725 CHARTERS BLUFF TRL, MIDLOTHIAN, VA 23114-4692
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number013492-437
DateJun 29, 2021
Book Page13492/437
Instrument2021041773
Lender
NameBANK OF AMERICA NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 11, 2051
Interest
Rate TypeAdjustable Rate

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address14725 CHARTERS BLUFF TRL, MIDLOTHIAN, VA 23114-4692
Document Number12928569
Instrument DateAug 26, 2020
Transaction TypeMortgage
Record UpdatedSep 15, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address14725 CHARTERS BLUFF TRL MIDLOTHIAN VA 231144692, MIDLOTHIAN, VA 23114-4692

Mortgage

Document Number12928569
DateAug 28, 2020
Book Page012928/000569
Instrument44322
Lender
NameNOVUS HM MTG
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 27, 2035
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,627.00 (+11.05%)$629,500 (+3.74%) Land $106,000 Building $523,500$629,500 (+3.74%) Land $106,000 Building $523,500
2025$606,800 (+9.51%) Land $96,000 Building $510,800$606,800 (+9.51%) Land $96,000 Building $510,800
2023$5,067.00$554,100 Land $96,000 Building $458,100$554,100 Land $96,000 Building $458,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESTERFIELD CO CENTRAL WATER SYSTEM
serves 389,897 people · EPA ID VA4041845
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880
AT&T
Fixed Wireless		100 / 20

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