14718 Charters Bluff Trl, Midlothian, VA 23114 Property Records

Chesterfield County property record for 14718 Charters Bluff Trl, Midlothian, VA 23114

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,368 sqft · built 2007
Lot Size	0.316 acres (13,765 sqft)
Owner	Individual Name on File
Last Sale	$399,900 (Dec 2014)
Tax Bill	$5,309 (2026)
Deeds & Mortgages	Sep 2021 Refinance Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`723-70-58-56-800-000`

Property Details

APN / Parcel Number

Primary APN	`723-70-58-56-800-000`
Alternative APN	`370198001`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,368 sqft Finished Area
1st Floor Area	664 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	13,765 sqft (0.316 acres)
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces
Deck Area	303 sqft
Patio Area	303 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	370198001
Street Address	14718 CHARTERS BLUFF TRL
City	MIDLOTHIAN
State	VA
Zip	23114-4692
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9 - SINGL
Legal Description	BERKLEY VILLAGE SEC A 035
Legal Subdivision	BERKLEY VILLAGE-CHARTER COLONY
Legal Lot Number	35
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	3
Census Block	3008
Census Tract	100928

Owner

14718 Charters Bluff Trl is owned and occupied by an individual who bought it in December 2014.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	14718 CHARTERS BLUFF TRL, MIDLOTHIAN, VA 23114-4692
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL CENTER LLC
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CTRL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2014 · Amount on File
Deed Sale	Dec 4, 2014 · Amount on File
Prior Sale	Nov 17, 2014 · Amount on File
Deed Book / Page	1071 / 80856
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	14718 CHARTERS BLUFF TRL, MIDLOTHIAN, VA 23114-4692
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013649-184
Date	Sep 27, 2021
Book Page	13649/184
Instrument	2021062189

Lender

Name	CAPITAL CENTER LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	14718 CHARTERS BLUFF TRL, MIDLOTHIAN, VA 23114-4692
Document Number	12997186
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14718 CHARTERS BLUFF TRL MIDLOTHIAN VA 231144692, MIDLOTHIAN, VA 23114-4692

Mortgage

Document Number	12997186
Date	Oct 5, 2020
Book Page	012997/000186
Instrument	52879

Lender

Name	CAPITAL CTRL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 4, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 14718 Charters Bluff Trl was $5,309.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,309.00	$593,800 (+3.81%) Land $106,000 Building $487,800	$593,800 (+3.81%) Land $106,000 Building $487,800
2025		$572,000 Land $96,000 Building $476,000	$572,000 Land $96,000 Building $476,000
2023	$4,785.00	$523,100 Land $96,000 Building $427,100	$523,100 Land $96,000 Building $427,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14718 Charters Bluff Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14718 Charters Bluff Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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