Cayuga County and Sterling Town property record for 14719 Lake St, Sterling, NY 13156
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,586 sqft · built 2002 |
| Lot Size | 0.148 acres (6,458 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $57,000 (Aug 1999) |
| Tax Bill | $10,457 (2026) |
| Deeds & Mortgages | Jan 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 055601 9.09-1-11 |
| Primary APN | 055601 9.09-1-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,586 sqft Living Area |
| 1st Floor Area | 676 sqft |
| 2nd Floor Area | 910 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,458 sqft (0.148 acres) |
| Lot Dimensions | 102 ft deep x 63 ft wide |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 1,148 sqft |
| Boat Access | Boat Access |
| Boat House | Boat House |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 36006140 |
|---|---|
| Street Address | 14719 LAKE ST |
| City | STERLING |
| State | NY |
| Zip | 13156-3236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | SURVEY MAP 84-215,99-153 63' LAKE FRONT |
| Legal Block | 1 |
| Legal Lot Number | 11.000 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | STERLING |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 40102 |
14719 Lake St is owned and occupied by two individuals who bought it in August 1999.
Source: Cayuga County and Sterling Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14719 LAKE ST, STERLING, NY 13156-3236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 1999 · Amount on File |
| Deed Sale | Aug 4, 1999 · Amount on File |
| Deed Book / Page | 1010 / 281 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 14719 LAKE ST, STERLING, NY 13156-3236 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039840219 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 3984/219 |
| Instrument | 2021-201094 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2026 property tax bill for 14719 Lake St was $10,457 with exemptions applied, up 152.2% from the year before.
Source: Cayuga County and Sterling Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Sterling Town |
| Municipality | Fair Haven Village |
| Unified School District | Red Creek Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,457.00 (+152.16%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $4,147.00 (+1.99%) Homeowner's exemption Senior Citizen's exemption | $599,900 Land $343,000 Building $256,900 | $599,900 Land $343,000 Building $256,900 |
| 2024 | $4,066.00 | ||
| 2023 | $232,200 Land $149,700 Building $82,500 | $362,813 Land $233,907 Building $128,906 | |
| 2019 | $3,694.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14719 Lake St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2017–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14719 Lake St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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