Cayuga County and Sterling Town property record for 14713 Lake St, Sterling, NY 13156
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 724 sqft · built 2002 |
| Lot Size | 0.133 acres (5,824 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $62,500 (Jun 2002) |
| Tax Bill | $7,070 (2026) |
| Deeds & Mortgages | Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 055601 9.09-1-14 |
| Primary APN | 055601 9.09-1-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 724 sqft Living Area |
| 1st Floor Area | 724 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,824 sqft (0.133 acres) |
| Lot Dimensions | 104 ft deep x 56 ft wide |
| View / Lot | Waterfront |
| Porch | Slab |
| Porch Area | 312 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 36042140 |
|---|---|
| Street Address | 14713 LAKE ST |
| City | STERLING |
| State | NY |
| Zip | 13156-3236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Block | 1 |
| Legal Lot Number | 14.000 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | STERLING |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 40102 |
14713 Lake St is owned and occupied by two individuals who bought it in June 2002.
Source: Cayuga County and Sterling Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14713 LAKE ST, STERLING, NY 13156-3236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2002 · Amount on File |
| Deed Sale | Jun 24, 2002 · Amount on File |
| Deed Book / Page | 1100 / 3 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 14713 LAKE ST, STERLING, NY 13156-3236 |
| Document Number | 0036440225 |
| Instrument Date | Sep 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2018 |
| Name | Verified Name |
|---|---|
| Address | 14713 LAKE ST STERLING NY 131563236, STERLING, NY 13156-3236 |
| Document Number | 0036440225 |
|---|---|
| Date | Sep 25, 2018 |
| Book Page | 003644/000225 |
| Instrument | 182270 |
| Name | EMPOWER FCU |
|---|---|
| Address | SYRACUSE, NY 13212 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 24, 2033 |
The 2026 property tax bill for 14713 Lake St was $7,070, up 87.1% from the year before.
Source: Cayuga County and Sterling Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Sterling Town |
| Municipality | Fair Haven Village |
| Unified School District | Red Creek Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,070.00 (+87.09%) | ||
| 2025 | $3,779.00 (+4.33%) | $371,400 Land $212,800 Building $158,600 | $371,400 Land $212,800 Building $158,600 |
| 2024 | $3,622.00 | ||
| 2023 | $205,700 Land $157,300 Building $48,400 | $321,406 Land $245,781 Building $75,625 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14713 Lake St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2017–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14713 Lake St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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