Cayuga County and Sterling Town property record for 14698 Lake St, Sterling, NY 13156
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 800 sqft · built 1926 |
| Lot Size | 3.4 acres (148,104 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $192,000 (Aug 2011) |
| Tax Bill | $6,079 (2026) |
| Deeds & Mortgages | May 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 055601 9.09-1-25.1 |
| Primary APN | 055601 9.09-1-25.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 800 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 148,104 sqft (3.4 acres) |
| Lot Dimensions | 197 ft deep x 125 ft wide |
| View / Lot | Waterfront |
| Porch | Slab |
|---|---|
| Porch Area | 748 sqft |
| Shed | 1 Shed |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 36033020 |
|---|---|
| Street Address | 14698 LAKE ST |
| City | STERLING |
| State | NY |
| Zip | 13156-3227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Block | 1 |
| Legal Lot Number | 25.111 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | STERLING |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 40102 |
14698 Lake St is owned and occupied by two individuals who bought it in August 2011.
Source: Cayuga County and Sterling Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14698 LAKE ST, STERLING, NY 13156-3227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2011 · Amount on File |
| Deed Sale | Aug 22, 2011 · Amount on File |
| Deed Document Number | 2011118417 |
| Deed Book / Page | 1453 / 124 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 14698 LAKE ST, FAIR HAVEN, NY 13064 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 004354/183 |
|---|---|
| Date | May 16, 2023 |
| Book Page | 4354/183 |
| Instrument | 2023-221693 |
| Name | LYONS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 14698 Lake St was $6,079, up 82.7% from the year before.
Source: Cayuga County and Sterling Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Sterling Town |
| Municipality | Fair Haven Village |
| Unified School District | Red Creek Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,079.00 (+82.66%) | ||
| 2025 | $3,328.00 | $318,100 Land $148,700 Building $169,400 | $318,100 Land $148,700 Building $169,400 |
| 2023 | $220,900 Land $132,600 Building $88,300 | $345,156 Land $207,187 Building $137,969 | |
| 2019 | $3,505.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14698 Lake St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2017–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14698 Lake St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIR HAVEN VILLAGE serves 1,001 people · EPA ID NY0501717 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 14 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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