1471 Sumner Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1471 Sumner Ave, Schenectady, NY 12309 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,250 sqft · built 1930
Lot Size	0.137 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$2,500 (Sep 2019)
Tax Bill	$5,907 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 40.62-2-36`

Property Details

APN / Parcel Number

Primary APN	`421500 40.62-2-36`
Alternative APN	`150004006200020360000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,250 sqft Living Area
1st Floor Area	1,250 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	150 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	132 sqft
Patio Area	147 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1471 SUMNER AVE
City	SCHENECTADY
State	NY
Zip	12309-5218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1X WOOD
Legal Subdivision	BELONGING TO W L PEARSON
Legal Block	2
Legal Lot Number	36.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1002
Census Tract	20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 40.62-2-36

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1471 SUMNER AVE, SCHENECTADY, NY 12309-5218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Sep 16, 2019	Quit Claim Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jul 13, 2018	Executor's Deed, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 16, 2019 · Amount on Record
Deed Sale	Sep 16, 2019 · Amount on Record
Prior Sale	Jul 13, 2018 · Amount on Record
Deed Document Number	201941302
Deed Book / Page	2020 / 42
Prior Transfer Date	Aug 26, 2019
Prior Transfer Doc	0000041302
Record Updated	Jun 08, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1471 SUMNER AVE, SCHENECTADY, NY 12309-5218
Transaction Type	Mortgage
Record Updated	Nov 03, 2023
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1471 SUMNER AVE, SCHENECTADY, NY 12309-5218

Mortgage

Document Number	0000059702
Date	Oct 23, 2023
Book Page	5337/689
Instrument	202359702

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Sep 01, 2063

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 16, 2019
Property Address	1471 SUMNER AVE, SCHENECTADY, NY 12309-5218
Document Number	0000041302
Book / Page	2020 / 042
Instrument Date	Aug 26, 2019
Instrument	201941302
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	VYLLA TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$10.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000041303
Date	Sep 16, 2019
Instrument	201941303

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2049

July 2018: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 13, 2018
Property Address	1471 SUMNER AVE, SCHENECTADY, NY 12309-5218
Document Number	0000030631
Book / Page	1991 / 284
Instrument Date	Jul 02, 2018
Instrument	201830631
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$552.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6220 MOCCASIN PASS CT, 6220, COLORADO SPRINGS, CO 80919-4442

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	129 ELM ST, COBLESKILL, NY 12043-1000

Mortgage

Document Number	0000030633
Date	Jul 13, 2018
Instrument	201830633

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2048

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,907.00 (+4.25%)	$121,000 (-) Land $18,200 Building $102,800	$200,364 (+30.82%) Land $30,137 Building $170,227
2023		$121,000 (-) Land $18,200 Building $102,800	$153,165 (+3.8%) Land $23,038 Building $130,127
2022		$121,000 Land $18,200 Building $102,800	$147,561 Land $22,195 Building $125,366
2021	$5,666.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930205001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 524 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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