1463 Sumner Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1463 Sumner Ave, Schenectady, NY 12309 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1970
Square Footage	1,675 sqft Living Area
Lot Size	12,000 sqft (0.275 acres)
Garage	Detached, 260 sqft
Occupancy	Owner Occupied
Tax Bill	$6,573.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 40.62-2-39`
Alternative APN	`150004006200020390000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,675 sqft Living Area
1st Floor	1,025 sqft 1st Floor
2nd Floor	650 sqft 2nd Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	12,000 sqft (0.275 acres)
Depth X Width	150 ft x 80 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	260 sqft Garage

Exterior Amenities

Pool Type	Above-Ground Pool Pool Type
Pool Area	452 sqft Pool
Patio Area	272 sqft Patio
Porch Area	280 sqft Porch
Canopy Area	80 sqft Canopy

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	1463 SUMNER AVE
City	SCHENECTADY
State	NY
Zip	12309-5218
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	26O 2 WOOD
Legal Block	2
Legal Lot Number	39.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	1
Census Block	1002
Census Tract	20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 40.62-2-39

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1463 SUMNER AVE, SCHENECTADY, NY 12309-5218
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1463 SUMNER AVE, SCHENECTADY, NY 12309-5218
Document Number	0000051818
Book / Page	004801 / 000177
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1463 SUMNER AVE SCHENECTADY NY 123095218, SCHENECTADY, NY 12309-5218

Mortgage

Document Number	0000051818
Date	Nov 15, 2017
Book Page	004801/000177
Instrument	51818

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,573.00 (-6.06%)	$165,000 (-) Land $28,300 Building $136,700	$273,224 (+30.82%) Land $46,862 Building $226,362
2023		$165,000 (-) Land $28,300 Building $136,700	$208,861 (+3.8%) Land $35,823 Building $173,038
2022		$165,000 Land $28,300 Building $136,700	$201,220 Land $34,512 Building $166,708
2021	$6,997.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.