Schenectady County and Schenectady City property record for 1469 Sumner Ave, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,465 sqft · built 1930 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $87,000 (Jan 2002) |
| Tax Bill | $6,643 (2026) |
| Deeds & Mortgages | Dec 2016 Mortgage Dec 2016 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 40.62-2-37 |
| Primary APN | 421500 40.62-2-37 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,465 sqft Living Area |
| 1st Floor Area | 1,055 sqft |
| Upper Floors Area | 410 sqft |
| Attic | Attic |
| Attic Area | 410 sqft |
| Basement Area | 216 sqft |
| Finished Basement | 216 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Lot Area | 6,000 sqft (0.137 acres) |
| Lot Dimensions | 150 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 192 sqft |
| Patio Area | 280 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1469 SUMNER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 1X WOOD |
| Legal Subdivision | MAP #1 OF LOTS BELONGING TO W L PEARSON |
| Legal Block | 2 |
| Legal Lot Number | 37.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1469 SUMNER AVE, SCHENECTADY, NY 12309-5218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2016 | Deed of Trust, Mortgage · Conventional Mortgage SEFCU |
| Dec 27, 2016 | Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI SEFCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2002 · Amount on Record |
| Deed Sale | Jan 31, 2002 · Amount on Record |
| Prior Sale | Jul 8, 1994 · Amount on Record |
| Deed Book / Page | 1617 / 274 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1469 SUMNER AVE, SCHENECTADY, NY 12309-5218 |
| Document Number | 0000001658 |
| Instrument Date | Dec 27, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1469 SUMNER AVE SCHENECTADY NY 123095218, SCHENECTADY, NY 12309-5218 |
| Document Number | 0000001658 |
|---|---|
| Date | Jan 11, 2017 |
| Book Page | 004735/000844 |
| Instrument | 1658 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 10, 2027 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1469 SUMNER AVE, SCHENECTADY, NY 12309-5218 |
| Document Number | 0000001659 |
| Instrument Date | Dec 27, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1469 SUMNER AVE SCHENECTADY NY 123095218, SCHENECTADY, NY 12309-5218 |
| Document Number | 0000001659 |
|---|---|
| Date | Jan 11, 2017 |
| Book Page | 004735/000858 |
| Instrument | 1659 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 10, 2027 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.92% |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,643.00 (+2.77%) Homeowner's exemption | ||
| 2025 | $6,464.00 (+7.04%) | $140,400 (-) Land $21,100 Building $119,300 | $232,489 (+30.82%) Land $34,940 Building $197,549 |
| 2023 | $140,400 (-) Land $21,100 Building $119,300 | $177,722 (+3.8%) Land $26,709 Building $151,013 | |
| 2022 | $140,400 Land $21,100 Building $119,300 | $171,220 Land $25,732 Building $145,488 | |
| 2021 | $6,039.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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