147 Terhune Ave, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 147 Terhune Ave, Passaic, NJ 07055

Property Summary

Property Type	Single Family Home
Details	1,985 sqft · built 1930
Lot Size	0.114 acres (4,948 sqft)
Owner	2 Individual Names on Record
Last Sale	$760,000 (Aug 2026)
Tax Bill	$13,579 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-01330-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`07-01330-0000-00005`
Alternative APN	`070133000005`

Interior

Stories	2 Stories
Building Area	1,985 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Wood
Construction Type	Frame
Lot Area	4,948 sqft (0.114 acres)
Lot Dimensions	110 ft deep x 45 ft wide

Location & Zoning

Street Address	147 TERHUNE AVE
City	PASSAIC
State	NJ
Zip	07055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	1330
Legal Lot Number	5
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	3
Census Block	3010
Census Tract	175701

Owner

Source: Passaic County and Passaic City records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	145 TERHUNE AVE, PASSAIC, NJ 07055-4445
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Jul 13, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Mar 4, 2019	Deed of Trust, Mortgage · Line of Credit GARDEN SAVINGS FCU
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2026 · Amount on Record
Deed Sale	Aug 11, 2026 · Amount on Record
Prior Sale	Jul 16, 2015 · Amount on Record
Deed Document Number	202627845
Deed Book / Page	5146 / 48
Prior Transfer Date	Nov 12, 1998
Prior Transfer Doc	0000013058
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Aug 11, 2026
Property Address	147 TERHUNE AVE, PASSAIC, NJ 07055
Document Number	0000027845
Book / Page	5146 / 48
Instrument Date	Aug 6, 2026
Instrument	202627845
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	BROWNSTONE ABS & TITLE, BROWNSTONE ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76,760.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027846,
Date	Aug 11, 2026
Book Page	20081/112
Instrument	202627846

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	147 TERHUNE AVE, PASSAIC, NJ 07055
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033162
Date	Jul 13, 2017
Instrument	2017033162

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	419 Months
Due	Jun 23, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	147 TERHUNE AVE, PASSAIC, NJ 07055
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009536
Date	Mar 4, 2019
Book Page	M15421/0277
Instrument	2019009536

Lender

Name	GARDEN SAVINGS FCU
Type	Credit Union
Address	PARSIPPANY, NJ 07054

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	147 TERHUNE AVE, PASSAIC, NJ 07055
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	GUARANTEED RATE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042960
Date	Sep 10, 2020
Book Page	M16402/271
Instrument	2020042960

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$318,900 (-) Land $116,300 Building $202,600	$318,900 (-) Land $116,300 Building $202,600
2025	$13,579.00 (+3.28%)	$318,900 (-) Land $116,300 Building $202,600	$318,900 (-) Land $116,300 Building $202,600
2024	$13,148.00 (+6.15%)
2023		$318,900 Land $116,300 Building $202,600	$318,900 Land $116,300 Building $202,600
2022	$12,386.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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