144 Terhune Ave, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 144 Terhune Ave, Passaic, NJ 07055

Property Summary

Property Type	Single Family Home
Details	1,620 sqft · built 1932
Lot Size	0.113 acres (4,940 sqft)
Owner	2 Individual Names on File
Last Sale	$303,000 (Mar 2015)
Tax Bill	$12,348 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-01322-01-00022`

Property Details

APN / Parcel Number

Primary APN	`07-01322-01-00022`
Alternative APN	`0701322A00022`

Interior

Stories	2 Stories
Building Area	1,620 sqft Living Area

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Exterior Material	Wood
Construction Type	Frame
Lot Area	4,940 sqft (0.113 acres)
Lot Dimensions	130 ft deep x 38 ft wide

Location & Zoning

Old Parcel Number	0701322A00022
Street Address	144 TERHUNE AVE
City	PASSAIC
State	NJ
Zip	07055-4444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	1322
Legal Lot Number	22
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	3
Census Block	3007
Census Tract	175701

Owner

144 Terhune Ave is owned and occupied by two individuals who bought it in March 2015.

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	144 TERHUNE AVE, PASSAIC, NJ 07055-4444
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed of Trust, Mortgage · Line of Credit LAKELAND BANK
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jul 30, 2020	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2015 · Amount on File
Deed Sale	Mar 13, 2015 · Amount on File
Deed Document Number	201510976
Deed Book / Page	2600 / 287
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	144 TERHUNE AVE, PASSAIC, NJ 07055-4444
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	SEARCHTEC INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031948
Date	Jun 21, 2022
Book Page	M18049/254
Instrument	2022031948

Lender

Name	LAKELAND BANK
Type	Bank
Address	OAK RIDGE, NJ 07438

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	144 TERHUNE AVE, PASSAIC, NJ 07055-4444
Transaction Type	Mortgage
Record Updated	Nov 30, 2021
Title Company	MADISON TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067897
Date	Oct 28, 2021
Book Page	M17550/272
Instrument	2021067897

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	144 TERHUNE AVE, PASSAIC, NJ 07055-4444
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034243
Date	Jul 30, 2020
Book Page	M16301/159
Instrument	2020034243

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	144 TERHUNE AVE, PASSAIC, NJ 07055-4444
Document Number	0000015787
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	MADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	144 TERHUNE AVE PASSAIC NJ 070554444, PASSAIC, NJ 07055-4444

Mortgage

Document Number	0000015787
Date	Mar 31, 2020
Book Page	016088/000200
Instrument	15787

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 30, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 144 Terhune Ave was $12,348, up 3.3% from the year before.

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,000 (-) Land $115,100 Building $174,900	$290,000 (-) Land $115,100 Building $174,900
2025	$12,348.00 (+3.28%)	$290,000 Land $115,100 Building $174,900	$290,000 Land $115,100 Building $174,900
2024	$11,956.00
2023		$266,000	$290,000 Land $115,100 Building $174,900
2022	$10,331.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 144 Terhune Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 144 Terhune Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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