140 Terhune Ave, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 140 Terhune Ave, Passaic, NJ 07055

Property Summary

Property Type	Single Family Home
Details	1,651 sqft · built 1930
Lot Size	0.113 acres (4,940 sqft)
Owner	2 Individual Names on File
Last Sale	$239,000 (Jun 2003)
Tax Bill	$13,949 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-01322-01-00020`

Property Details

APN / Parcel Number

Primary APN	`07-01322-01-00020`
Alternative APN	`0701322A00020`

Interior

Stories	2 Stories
Building Area	1,651 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Wood
Construction Type	Frame
Lot Area	4,940 sqft (0.113 acres)
Lot Dimensions	130 ft deep x 38 ft wide

Location & Zoning

Old Parcel Number	0701322A00020
Street Address	140 TERHUNE AVE
City	PASSAIC
State	NJ
Zip	07055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	1322
Legal Lot Number	20
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	3
Census Block	3007
Census Tract	175701

Owner

140 Terhune Ave is owned by two individuals who bought it in June 2003.

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	140 TERHUNE AVE, 142, PASSAIC, NJ 07055
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Line of Credit LAKELAND BANK
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FUNDING RESOURCES MORTGAGE CORP
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FUNDING RESOURCES MORTGAGE CORP
Aug 30, 2018	Trustee's Deed, Construction Loan · Construction Mortgage TD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2003 · Amount on File
Deed Sale	Jun 26, 2003 · Amount on File
Prior Sale	Sep 9, 1998 · Amount on File
Deed Book / Page	615 / 292
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	140 TERHUNE AVE, PASSAIC, NJ 07055
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	SEARCHTEC INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026846
Date	Aug 21, 2023
Book Page	M18599/257
Instrument	2023026846

Lender

Name	LAKELAND BANK
Type	Bank
Address	OAK RIDGE, NJ 07438

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 29, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	140 TERHUNE AVE, PASSAIC, NJ 07055
Transaction Type	Mortgage
Record Updated	May 14, 2021
Title Company	MADISON TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027082
Date	Apr 20, 2021
Book Page	M17045/107
Instrument	2021027082

Lender

Name	FUNDING RESOURCES MORTGAGE CORP
Type	Mortgage Company
Address	CLIFTON, NJ 07012

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	140 TERHUNE AVE, PASSAIC, NJ 07055
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027601
Date	Jun 23, 2020
Book Page	M16225/207
Instrument	2020027601

Lender

Name	FUNDING RESOURCES MORTGAGE CORP
Type	Mortgage Company
Address	CLIFTON, NJ 07012

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	PASSAIC NJ
Recording Date	Aug 30, 2018
Property Address	140 TERHUNE AVE, PASSAIC, NJ 07055
Book / Page	015175 / 000046
Instrument Date	Aug 23, 2018
Instrument	39581
Transaction Type	Construction Loan
Record Updated	Sep 26, 2018
Title Company	PREMIER TITLE AND ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	142 TERHUNE AVE PASSAIC NJ 070554444, PASSAIC, NJ 07055-4444

Mortgage

Document Number	0000039581
Date	Aug 30, 2018
Book Page	015175/000046
Instrument	39581

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 140 Terhune Ave was $13,949, up 3.3% from the year before.

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$352,600 (+7.63%) Land $114,700 Building $237,900	$352,600 (-) Land $114,700 Building $237,900
2025	$13,949.00 (+3.28%)	$327,600	$352,600 Land $114,700 Building $237,900
2024	$13,506.00
2023		$327,600	$352,600 Land $114,700 Building $237,900
2022	$12,723.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 140 Terhune Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 140 Terhune Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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