Passaic County and Passaic City property record for 147 Ridge Ave, Passaic, NJ 07055
| Property Type | Single Family Home |
|---|---|
| Details | 7,134 sqft · built 2018 |
| Lot Size | 0.396 acres (17,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $849,900 (Jul 2015) |
| Tax Bill | $49,014 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-03306-0000-00112 |
| Primary APN | 07-03306-0000-00112 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 7,134 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Lot Area | 17,250 sqft (0.396 acres) |
| Lot Dimensions | 230 ft deep x 75 ft wide |
| Garage Type | Built-in |
| Street Address | 147 RIDGE AVE |
|---|---|
| City | PASSAIC |
| State | NJ |
| Zip | 07055-2420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Subdivision | MAP #102 |
| Legal Block | 3306 |
| Legal Lot Number | 112 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | PASSAIC |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 175601 |
147 Ridge Ave is owned and occupied by two individuals who bought it in July 2015.
Source: Passaic County and Passaic City records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 147 RIDGE AVE, PASSAIC, NJ 07055-2420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 17, 2024 | Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA |
| Oct 11, 2019 | Deed of Trust, Mortgage · Commercial Mortgage GREYSTONE FUNDING COMPANY LLC |
| Feb 26, 2019 | Deed of Trust, Mortgage · Conventional with PMI ZEBRA CAP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2015 · Amount on File |
| Deed Sale | Jul 22, 2015 · Amount on File |
| Deed Document Number | 201532914 |
| Deed Book / Page | 2660 / 255 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 147 RIDGE AVE, PASSAIC, NJ 07055-2420 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2024 |
| Title Company | LANDMARK ABSTRACT AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000001935 |
|---|---|
| Date | Jan 17, 2024 |
| Book Page | M18769/168 |
| Instrument | 2024001935 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Jan 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11% |
| Margin | 3 |
| Max Rate | 16% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 147 RIDGE AVE, PASSAIC, NJ 07055-2420 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000046718 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | M15769/0206 |
| Instrument | 2019046718 |
| Name | GREYSTONE FUNDING COMPANY LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | WARRENTON, VA 20186 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 147 RIDGE AVE, PASSAIC, NJ 07055-2420 |
| Document Number | 0000009217 |
| Instrument Date | Feb 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2020 |
| Title Company | MADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 147 RIDGE AVE PASSAIC NJ 070552420, PASSAIC, NJ 07055-2420 |
| Document Number | 0000009217 |
|---|---|
| Date | Feb 28, 2019 |
| Book Page | 015419/000054 |
| Instrument | 9217 |
| Name | ZEBRA CAP LLC |
|---|---|
| Address | 600 TWIN OAKS DR, LAKEWOOD, NJ 08701-7147 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 147 Ridge Ave was $49,014, up 3.3% from the year before.
Source: Passaic County and Passaic City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Passaic City |
| Unified School District | Passaic City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,151,100 (-) Land $411,700 Building $739,400 | $1,151,100 (-) Land $411,700 Building $739,400 | |
| 2025 | $49,014.00 (+3.28%) | $1,151,100 Land $411,700 Building $739,400 | $1,151,100 Land $411,700 Building $739,400 |
| 2024 | $47,459.00 | ||
| 2023 | $1,151,100 Land $411,700 Building $739,400 | $1,151,100 Land $411,700 Building $739,400 | |
| 2022 | $44,708.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 147 Ridge Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (2004–2021) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 147 Ridge Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures