117 Ridge Ave, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 117 Ridge Ave, Passaic, NJ 07055

Property Summary

Property TypeSingle Family Home
Details3,100 sqft · built 1936
Lot Size0.34 acres (14,819 sqft)
Owner2 Individual Names on File
Last Sale$420,000 (Nov 2001)
Tax Bill$23,845 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN07-03306-0000-00097

Property Details

APN / Parcel Number

Primary APN07-03306-0000-00097
Alternative APN
  • 070330600097

Interior

Stories2 Stories
Building Area3,100 sqft Living Area

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1936
Exterior MaterialWood
Construction TypeFrame
Lot Area14,819 sqft (0.34 acres)
Lot Dimensions228 ft deep x 65 ft wide

Location & Zoning

Street Address117 RIDGE AVE
CityPASSAIC
StateNJ
Zip07055
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Block3306
Legal Lot Number97
JurisdictionPASSAIC NJ
Township / Civil DivisionPASSAIC
Census Block Group1
Census Block1003
Census Tract175601

Owner

117 Ridge Ave is owned by two individuals who bought it in November 2001.

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner of Record2 Individual Names on File
Mailing Address121 RIDGE AVE, PASSAIC, NJ 07055-2420
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 28, 2001 · Amount on File
Deed SaleNov 28, 2001 · Amount on File
Deed Book / Page324 / 134
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address117 RIDGE AVE, PASSAIC, NJ 07055
Transaction TypeMortgage
Record UpdatedJan 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 RIDGE AVE, PASSAIC, NJ 07055-2420

Mortgage

Document Number0000056762
DateDec 15, 2022
Book PageM18303/62
Instrument2022056762
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueDec 15, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 117 Ridge Ave was $23,845, up 3.3% from the year before.

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
MunicipalityPassaic City
Unified School DistrictPassaic City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$560,000 (-) Land $367,800 Building $192,200$560,000 (-) Land $367,800 Building $192,200
2025$23,845.00 (+3.28%)$560,000 Land $367,800 Building $192,200$560,000 Land $367,800 Building $192,200
2024$23,088.00
2023$560,000 Land $367,800 Building $192,200$560,000 Land $367,800 Building $192,200
2022$21,750.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 117 Ridge Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims6 (2004–2021)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 Ridge Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPASSAIC VALLEY WATER COMMISSION
serves 310,483 people · EPA ID NJ1605002
Water SourceSurface water
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2021
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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