129 Ridge Ave, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 129 Ridge Ave, Passaic, NJ 07055

Property Summary

Property Type	Single Family Home
Details	2,587 sqft · built 1940
Lot Size	0.34 acres (14,819 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Jan 2003)
Tax Bill	$26,540 (2025)
Deeds & Mortgages	Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-03306-0000-00103`

Property Details

APN / Parcel Number

Primary APN	`07-03306-0000-00103`
Alternative APN	`070330600103`

Interior

Stories	2 Stories
Building Area	2,587 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Wood
Construction Type	Frame
Lot Area	14,819 sqft (0.34 acres)
Lot Dimensions	228 ft deep x 65 ft wide

Location & Zoning

Street Address	129 RIDGE AVE
City	PASSAIC
State	NJ
Zip	07055-2420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	3306
Legal Lot Number	103
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	1
Census Block	1003
Census Tract	175601

Owner

129 Ridge Ave is owned and occupied by two individuals who bought it in January 2003.

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	129 RIDGE AVE, PASSAIC, NJ 07055-2420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2003 · Amount on File
Deed Sale	Jan 24, 2003 · Amount on File
Prior Sale	Jul 17, 1998
Deed Book / Page	546 / 143
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	129 RIDGE AVE, PASSAIC, NJ 07055-2420
Document Number	0000051821
Instrument Date	Jul 30, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	INFINITY LAND SERVICES LLC, INFINITY LAND SVCS LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	129 RIDGE AVE PASSAIC NJ 070552420, PASSAIC, NJ 07055-2420

Mortgage

Document Number	0000051821
Date	Nov 14, 2018
Book Page	015287/000121
Instrument	51821

Lender

Name	CROSS RIVER BK
Type	Bank
Address	TEANECK, NJ 07666

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 129 Ridge Ave was $26,540, up 3.3% from the year before.

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$623,300 (-) Land $355,400 Building $267,900	$623,300 (-) Land $355,400 Building $267,900
2025	$26,540.00 (+3.28%)	$623,300 Land $355,400 Building $267,900	$623,300 Land $355,400 Building $267,900
2024	$25,698.00
2023		$623,300 Land $355,400 Building $267,900	$623,300 Land $355,400 Building $267,900
2022	$24,208.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 129 Ridge Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (2004–2021)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Ridge Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20