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147 Harbor Dr, Tavernier, FL 33070 Property Records

Monroe County property record for 147 Harbor Dr, Tavernier, FL 33070

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,112 sqft · built 1960
Lot Size0.185 acres (8,050 sqft)
Owner2 Individual Names on Record
Last Sale$620,000 (Oct 2011)
Tax Bill$5,536 (2024)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone AE (high risk)
APN00436210-000000

Property Details

APN / Parcel Number

Primary APN00436210-000000
Alternative APNs
  • 04633800436210000000
  • 1533998

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,112 sqft Living Area
1st Floor Area2,112 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 2010
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area8,050 sqft (0.185 acres)
Lot Dimensions115 ft deep x 70 ft wide
View / LotCanal

Exterior Amenities

PorchOpen Porch
Porch Area672 sqft
Deck Area785 sqft
Patio Area875 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1533998
Street Address147 HARBOR DR
CityTAVERNIER
StateFL
Zip33070-2352
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 3 LT 12 TROPICAL ATLANTIC SHORES PLANTATION KEY PB4-97 OR182-586 OR355-495 OR599-433D/C OR1026-630R/S OR1706-166 OR1728-879C OR2064-1441 OR2104-2140 OR2539-1964 OR2718-1138/39
Legal Range38E
Legal Township63S
Legal Section04
Legal SubdivisionTROPICAL ATLANTIC SHORES
Legal Block3
Legal Lot Number12
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group3
Census Block3004
Census Tract970800

Owner

Source: Monroe County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address147 HARBOR DR, TAVERNIER, FL 33070-2352
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 27, 2011 · Amount on Record
Deed SaleOct 27, 2011 · Amount on Record
Prior SaleApr 15, 2005 · Amount on Record
Deed Document Number20111856283
Deed Book / Page2539 / 1964
Last Transfer DateDec 19, 2014
Transfer Doc0027181138
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address147 HARBOR DR, TAVERNIER, FL 33070-2352
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030182072
DateApr 20, 2020
Book Page3018/2072
Instrument2263659
Lender
NameNORTHPOINTE BANK
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2035

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$624,764 (+5.99%)$1,719,183 (+16.91%) Land $1,195,425 Building $523,758
2024$5,536.00 (+0.8%)
2023$5,492.00 (+1.99%) Homeowner's exemption$589,473 (+3%)$1,470,531 (+23.99%) Land $1,058,575 Building $411,956
2022$5,385.00 Homeowner's exemption$572,304$1,185,984 Land $764,750 Building $421,234

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 624 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,096 units insured
incl. 472 condo units
Nearby Flood Claims190 (1982–2020)
Most Recent ClaimSep 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 87 claims
  • Hurricane Wilma, Oct 2005 · 60 claims
  • Hurricane Georges, Sep 1998 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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