138 Harbor Dr, Tavernier, FL 33070 Property Records

Monroe County property record for 138 Harbor Dr, Tavernier, FL 33070

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,836 sqft · built 1972
Lot Size0.185 acres (8,050 sqft)
Owner2 Company Names on Record
Last Sale$1,250,000 (Mar 2022)
Tax Bill$13,733 (2024)
Deeds & MortgagesAug 2023 Transfer
Mar 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN00436380-000000

Property Details

APN / Parcel Number

Primary APN00436380-000000
Alternative APNs
  • 04633800436380000000
  • 1534161

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,836 sqft Living Area
1st Floor Area1,836 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGeodesic/Dome
Roof MaterialConcrete
Lot Area8,050 sqft (0.185 acres)
Lot Dimensions115 ft deep x 70 ft wide
View / LotCanal
Garage TypeCovered
Garage Area448 sqft
PorchFlorida Room
Porch Area1,107 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemWall Unit

Location & Zoning

Account Number1534161
Street Address138 HARBOR DR
CityTAVERNIER
StateFL
Zip33070-2350
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 4 LT 10 TROPICAL ATLANTIC SHORES PLANTATION KEY PB4-97 OR528-265 OR1333-320T/C OR2343-1966AFF OR2343-1965DC OR2687-2355 OR2902-1864 OR3159-0702 OR3239-0629
Legal Range38E
Legal Township63S
Legal Section04
Legal SubdivisionTROPICAL ATLANTIC SHORES
Legal Block4
Legal Lot Number10
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group3
Census Block3004
Census Tract970800

Owner

Source: Monroe County records, as of March 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address7721 SW 90TH AVE, MIAMI, FL 33173-3481
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Mar 7, 2022Warranty Deed, Transfer · Conventional Mortgage
CITIBANK NA
Apr 23, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 7, 2022 · Amount on Record
Deed SaleMar 7, 2022 · Amount on Record
Prior SaleApr 23, 2018 · Amount on Record
Deed Document Number20222364622
Deed Book / Page3159 / 702
Last Transfer DateAug 1, 2023
Transfer Doc0032390629
Record UpdatedSep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateAug 21, 2023
Property Address138 HARBOR DR, TAVERNIER, FL 33070-2350
Document Number0032390629
Book / Page3239 / 629
Map ReferenceMB 4 PG 97
Instrument DateAug 1, 2023
Instrument2429144
Transaction TypeTransfer
Record UpdatedSep 8, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address7721 SW 90TH AVE, MIAMI, FL 33173-3481

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address7721 SW 90TH AVE, MIAMI, FL 33173-3481

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMar 7, 2022
Property Address138 HARBOR DR, TAVERNIER, FL 33070-2350
Document Number0031590702
Book / Page3159 / 702
Map ReferenceMB 4 PG 97
Instrument DateFeb 25, 2022
Instrument2364622
Transaction TypeTransfer
Record UpdatedApr 4, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6120 W 8TH AVE, 6120, HIALEAH, FL 33012-6538

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 HARBOR DR, ISLAMORADA, FL 33036

Mortgage

Document Number0003159704
DateMar 7, 2022
Instrument3159/704
Lender
NameCITIBANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateApr 23, 2018
Property Address138 HARBOR DR, TAVERNIER, FL 33070-2350
Document Number0029021864
Book / Page002902 / 001864
Instrument DateMar 14, 2018
Instrument2165499
Transaction TypeTransfer
Record UpdatedMay 30, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6120 W 8TH AVE HIALEAH FL 330126538, HIALEAH, FL 33012-6538

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,426,962 (+11.7%) Land $1,195,425 Building $231,537$1,426,962 (+11.7%) Land $1,195,425 Building $231,537
2024$13,733.00 (+9.28%)
2023$12,567.00 (+55.34%)$1,277,475 (+29.23%) Land $1,058,575 Building $218,900$1,277,475 (+29.23%) Land $1,058,575 Building $218,900
2022$8,090.00$988,525 Land $764,750 Building $223,775$988,525 Land $764,750 Building $223,775

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 624 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,096 units insured
incl. 472 condo units
Nearby Flood Claims190 (1982–2020)
Most Recent ClaimSep 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 87 claims
  • Hurricane Wilma, Oct 2005 · 60 claims
  • Hurricane Georges, Sep 1998 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Harbor Dr

Nearby Streets

Search Property Records by Address or Parcel Number