149 Harbor Dr, Tavernier, FL 33070 Property Records

Monroe County property record for 149 Harbor Dr, Tavernier, FL 33070

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,523 sqft · built 1974
Lot Size0.185 acres (8,050 sqft)
Owner2 Individual Names on Record
Last Sale$1,425,000 (Mar 2021)
Tax Bill$15,798 (2024)
Deeds & MortgagesAug 2021 Mortgage
Mar 2021 Sale
+ 1 more
Flood ZoneZone AE (high risk)
APN00436220-000000

Property Details

APN / Parcel Number

Primary APN00436220-000000
Alternative APNs
  • 04633800436220000000
  • 1534005

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,523 sqft Living Area
1st Floor Area1,879 sqft
Basement Area588 sqft
FlooringConcrete/Cement
Interior WallsPlaster

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 2017
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,050 sqft (0.185 acres)
Lot Dimensions115 ft deep x 70 ft wide
View / LotCanal
Garage TypeCovered
Garage Area732 sqft

Exterior Amenities

Pool Area180 sqft
PorchFlorida Room
Porch Area1,788 sqft
Deck Area1,230 sqft
Patio Area1,380 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1534005
Street Address149 HARBOR DR
CityTAVERNIER
StateFL
Zip33070-2352
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 3 LT 13 TROPICAL ATLANTIC SHORES PLANTATION KEY PB4-97 OR581-714 OR1180-1046 OR1288-1 OR1594-2197 OR2131-1926 OR2166-420 OR2297-2370 OR2297-2373 OR2637-478 OR3079-1479 OR3080-1562 OR3117-1711
Legal Range38E
Legal Township63S
Legal Section04
Legal SubdivisionTROPICAL ATLANTIC SHORES
Legal Block3
Legal Lot Number13
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group3
Census Block3004
Census Tract970800

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3905 SW 128TH AVE, MIAMI, FL 33175-3307
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA
Mar 10, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Mar 4, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 10, 2021 · Amount on Record
Deed SaleMar 10, 2021 · Amount on Record
Prior SaleJul 1, 2013 · Amount on Record
Deed Document Number20212307766
Deed Book / Page3080 / 1562
Last Transfer DateAug 3, 2021
Transfer Doc0031171711
Record UpdatedJun 8, 2026

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateAug 4, 2021
Property Address149 HARBOR DR, TAVERNIER, FL 33070-2352
Document Number0031171711
Book / Page3117 / 1711
Map ReferenceMB 4 PG 97
Instrument DateAug 3, 2021
Instrument2333671
Transaction TypeTransfer
Record UpdatedFeb 10, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3905 SW 128TH AVE, MIAMI, FL 33175-3307

Transferred To (Grantee/Buyer)

NameVerified Name
Address3905 SW 128TH AVE, MIAMI, FL 33175-3307

Mortgage

Document Number0031171713
DateAug 4, 2021
Instrument3117/1713
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMar 10, 2021
Property Address149 HARBOR DR, TAVERNIER, FL 33070-2352
Document Number0030801562
Book / Page3080 / 1562
Map ReferenceMB 4 PG 97
Instrument DateMar 8, 2021
Instrument2307766
Transaction TypeTransfer
Record UpdatedFeb 10, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$9,975.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18311 NW 85TH AVE, HIALEAH, FL 33015-2521

Transferred To (Grantee/Buyer)

NameVerified Name
Address149 HARBOR DR, TAVERNIER, FL 33070-2352

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateMar 4, 2021
Property Address149 HARBOR DR, TAVERNIER, FL 33070-2352
Document Number0030791479
Book / Page3079 / 1479
Map ReferenceMB 4 PG 97
Instrument DateMay 26, 2020
Instrument2306885
Transaction TypeTransfer
Record UpdatedFeb 10, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address18622 SW 49TH ST, MIRAMAR, FL 33029-6247

Transferred To (Grantee/Buyer)

NameVerified Name
Address18311 NW 85 AVENUE, MIAMI, FL 33173
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,803,302 (+9.63%) Land $1,195,425 Building $607,877$1,803,302 (+9.63%) Land $1,195,425 Building $607,877
2024$15,798.00 (+8.73%)
2023$14,529.00 (+11.88%)$1,644,853 (+21.01%) Land $1,058,575 Building $586,278$1,644,853 (+21.01%) Land $1,058,575 Building $586,278
2022$12,986.00$1,359,220 Land $764,750 Building $594,470$1,359,220 Land $764,750 Building $594,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 624 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,096 units insured
incl. 472 condo units
Nearby Flood Claims190 (1982–2020)
Most Recent ClaimSep 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 87 claims
  • Hurricane Wilma, Oct 2005 · 60 claims
  • Hurricane Georges, Sep 1998 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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