1465 Lauren Ct, Encinitas, CA 92024 Property Records

San Diego County property record for 1465 Lauren Ct, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,262 sqft · built 2002
Lot Size	0.312 acres (13,603 sqft)
Owner	Company Name on Record
Last Sale	$1,390,000 (May 2013)
Tax Bill	$22,599 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`254-670-11-00`

Property Details

APN / Parcel Number

Primary APN	`254-670-11-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	4,262 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	13,603 sqft (0.312 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1465 LAUREN CT
City	ENCINITAS
State	CA
Zip	92024-6214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER-SFR3
Legal Description	LOT 11 TR 014057
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	014057
Legal Block	4
Legal Lot Number	11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4019
Census Tract	17601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1465 LAUREN CT, ENCINITAS, CA 92024-6214
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2013 · Amount on Record
Deed Sale	May 8, 2013 · Amount on Record
Prior Sale	Jun 26, 2006 · Amount on Record
Deed Document Number	2013290382
Last Transfer Date	Apr 17, 2015
Transfer Doc	0000206240
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1465 LAUREN CT, ENCINITAS, CA 92024-6214
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE RESOURCES GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077588
Date	Feb 14, 2020
Instrument	2020-0077588

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	277 Months
Due	Mar 1, 2043

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1465 LAUREN CT, ENCINITAS, CA 92024-6214
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE RESOURCES GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1465 LAUREN CT, ENCINITAS, CA 92024-6214

Mortgage

Document Number	0000579039
Date	Sep 29, 2020
Instrument	2020-0579039

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,745,905 (+2%) Land $753,629 Building $992,276
2025	$22,599.00 (+3.89%) Homeowner's exemption	$1,711,672 (+4.04%) Land $738,852 Building $972,820
2023	$21,753.00 (+5.38%) Homeowner's exemption	$1,645,208 Land $710,162 Building $935,046
2022	$20,643.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

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