1445 Lauren Ct, Encinitas, CA 92024 Property Records

San Diego County property record for 1445 Lauren Ct, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,792 sqft · built 2002
Lot Size	0.3 acres (13,080 sqft)
Owner	2 Company Names on Record
Last Sale	$1,540,000 (Aug 2019)
Tax Bill	$22,049 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`254-670-14-00`

Property Details

APN / Parcel Number

Primary APN	`254-670-14-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	3,792 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	13,080 sqft (0.3 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1445 LAUREN CT
City	ENCINITAS
State	CA
Zip	92024-6214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER-SFR3
Legal Description	LOT 14 TR 014057
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	014057
Legal Block	4
Legal Lot Number	14
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4019
Census Tract	17601

Owner

Source: San Diego County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1445 LAUREN CT, ENCINITAS, CA 92024-6214
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Aug 26, 2019	Grant Deed, Transfer STANLYON LIVING TRUST (LT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2019 · Amount on Record
Deed Sale	Aug 26, 2019 · Amount on Record
Prior Sale	Sep 13, 2011 · Amount on Record
Deed Document Number	2019364036
Last Transfer Date	Apr 11, 2024
Transfer Doc	0000095802
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1445 LAUREN CT, ENCINITAS, CA 92024-6214
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000127156
Date	Mar 11, 2020
Instrument	2020-0127156

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.12%
Index	1-Year LIBOR
Max Rate	9.12%

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 26, 2019
Property Address	1445 LAUREN CT, ENCINITAS, CA 92024-6214
Document Number	0000364036
Instrument Date	Jul 31, 2019
Instrument	364036
Transaction Type	Transfer
Record Updated	Sep 2, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,694.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 VERMONT ST SAN FRANCISCO CA 941072638, SAN FRANCISCO, CA 94107-2638

Mortgage

Document Number	364037
Date	Aug 26, 2019
Instrument	364037

Lender

Name	STANLYON LIVING TRUST (LT)
Address	650 TEXAS ST, SAN FRANCISCO, CA 94107-2941

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,717,894 (+2%) Land $752,972 Building $964,922
2025	$22,049.00 (+4.06%) Homeowner's exemption	$1,684,210 (+4.04%) Land $738,208 Building $946,002
2023	$21,189.00 (+5.15%) Homeowner's exemption	$1,618,812 Land $709,544 Building $909,268
2022	$20,152.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

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