1460 Lauren Ct, Encinitas, CA 92024 Property Records

San Diego County property record for 1460 Lauren Ct, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,262 sqft · built 2002
Lot Size	0.278 acres (12,100 sqft)
Owner	2 Individual Names on File
Last Sale	$3,300,000 (Oct 2025)
Tax Bill	$23,477 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Oct 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`254-670-09-00`

Property Details

APN / Parcel Number

Primary APN	`254-670-09-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	4,262 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	12,100 sqft (0.278 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1460 LAUREN CT
City	ENCINITAS
State	CA
Zip	92024-6214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER-SFR3
Legal Description	LOT 9 TR 014057
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	014057
Legal Block	4
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4019
Census Tract	17601

Owner

1460 Lauren Ct is owned by two individuals who bought it in October 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	829 4TH ST, ENCINITAS, CA 92024-3413
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 19, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2025 · Amount on File
Deed Sale	Oct 20, 2025 · Amount on File
Prior Sale	Sep 20, 2010 · Amount on File
Deed Document Number	2025292005
Prior Transfer Date	Oct 11, 2018
Prior Transfer Doc	0000435825
Record Updated	Oct 29, 2026

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 20, 2025
Property Address	1460 LAUREN CT, ENCINITAS, CA 92024-6214
Document Number	0000292005
Map Reference	MAP 14057
Instrument Date	Jun 5, 2025
Instrument	2025-0292005
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	CONSUMER'S TITLE COMPANY/CA, CONSUMERS TITLE CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	829 4TH ST, ENCINITAS, CA 92024-3413
Investor	Possibly a Property Investor

Mortgage

Document Number	0000292006
Date	Oct 20, 2025
Instrument	2025-0292006

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	SOFR Average 30-Day
Max Rate	9.87%

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 19, 2018
Property Address	1460 LAUREN CT, ENCINITAS, CA 92024-6214
Document Number	0000435825
Instrument Date	Oct 8, 2018
Instrument	435825
Transaction Type	Transfer
Record Updated	Oct 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1460 LAUREN CT ENCINITAS CA 920246214, ENCINITAS, CA 92024-6214

Tax Assessment & Valuation

The 2025 property tax bill for 1460 Lauren Ct was $23,477.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,300,000 (+84.01%) Land $1,800,000 Building $1,500,000
2025	$23,477.00 Homeowner's exemption	$1,793,389 Land $672,610 Building $1,120,779
2023	$22,581.00 (+5.25%) Homeowner's exemption	$1,723,751 Land $646,493 Building $1,077,258
2022	$21,455.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1460 Lauren Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1460 Lauren Ct is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

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