1465 16th St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1465 16th St, Oceano, CA 93445

Property Summary

Property TypePlanned Unit Development
Details3 bd · 3 ba · 1,423 sqft · built 2005
Lot Size0.06 acres (2,626 sqft)
OwnerIndividual Name on File
Last Sale$469,000 (Jun 2018)
Tax Bill$6,031 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Apr 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN062-016-021

Property Details

APN / Parcel Number

Primary APN062-016-021

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Building Area1,423 sqft Living Area

Exterior

Year BuiltBuilt 2005
Construction TypeWood
Lot Area2,626 sqft (0.06 acres)
TerrainOther
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1465 16TH ST
CityOCEANO
StateCA
Zip93445-9433
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodeRMF
Legal DescriptionTR 2615 LT 1
Legal Tract2615
Legal Lot Number1
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2046
Census Tract12201

Owner

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1465 16TH ST, OCEANO, CA 93445-9433
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
AUGUSTA FINANCIAL INC
Apr 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
AUGUSTA FINANCIAL INC
Jun 8, 2018Grant Deed, Transfer · Conventional Mortgage
AUGUSTA FINANCIAL INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 8, 2018 · Amount on Record
Deed SaleJun 8, 2018 · Amount on Record
Deed Document Number2018023465
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1465 16TH ST, OCEANO, CA 93445-9433
Transaction TypeMortgage
Record UpdatedMar 11, 2021
Title CompanyCONSUMERS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1465 16TH ST, OCEANO, CA 93445-9433

Mortgage

Document Number0000014565
DateFeb 25, 2021
Instrument2021014565
Lender
NameAUGUSTA FINANCIAL INC
TypeMortgage Company
AddressSTEVENSON RANCH, CA 91381
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1465 16TH ST, OCEANO, CA 93445-9433
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE SOUTHER

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015616
DateApr 30, 2019
Instrument2019015616
Lender
NameAUGUSTA FINANCIAL INC
TypeMortgage Company
AddressSTEVENSON RANCH, CA 91381
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJun 8, 2018
Property Address1465 16TH ST, OCEANO, CA 93445-9433
Document Number0000023465
Map ReferenceMB26 PG91-93
Instrument DateMay 7, 2018
Instrument2018023465
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIDELITY NAITONAL TTLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1465 16TH ST, OCEANO, CA 93445-9433

Mortgage

Document Number0000023466
DateJun 8, 2018
Instrument2018023466
Lender
NameAUGUSTA FINANCIAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,031.00 (+4.63%)$533,635 (+4.04%) Land $256,009 Building $277,626
2023$5,764.00 (+1.44%)$512,916 Land $246,069 Building $266,847
2022$5,682.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 individual policies
Nearby Flood Policies89 units insured
incl. 56 condo units
Nearby Flood Claims2 (2010)
Most Recent ClaimDec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people · EPA ID CA4010005
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Peak WiFi, Radiate Holdings, Ranch WiFi, T-Mobile USA, Verizon.

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