1464 Waterloo Ave, West Salem, WI 54669 Property Records

La Crosse County property record for 1464 Waterloo Ave, West Salem, WI 54669

Property Summary

Property Type	Single Family Home
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$397,000 (Feb 2026)
Tax Bill	$3,909 (2025)
Deeds & Mortgages	May 2019 Mortgage Sep 2025 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`016-001680-000`

Property Details

APN / Parcel Number

Primary APN	`016-001680-000`
Alternative APNs	`16 1680 0` `46409`

Exterior

Lot Area	9,583 sqft (0.219 acres)

Location & Zoning

Account Number	46409
Old Parcel Number	16 1680 0
Street Address	1464 WATERLOO AVE
City	WEST SALEM
State	WI
Zip	54669-9271
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERLOO HEIGHTS LOT 9 BLOCK 4
Legal Range	06
Legal Township	16
Legal Section	04
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	WATERLOO HEIGHTS
Legal Block	4
Legal Lot Number	9
Jurisdiction	LA CROSSE WI
Township / Civil Division	WEST SALEM
Census Block Group	2
Census Block	2028
Census Tract	10401

Owner

Source: La Crosse County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1464 WATERLOO AVE, WEST SALEM, WI 54669-9271
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE UNLIMITED
Sep 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUNDERSON CU
Mar 13, 2006	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK NA
Nov 18, 2024	Deed of Trust, Mortgage · Conventional Mortgage FIREFIGHTERS CU
Jun 8, 2006	Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK NA
Jul 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUNDERSON CU
Feb 27, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Aug 21, 2024	Warranty Deed, Transfer · Conventional Mortgage FIREFIGHTERS CU
Jun 6, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ENDEAVOR CAPITAL LLC
Jul 13, 2018	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE UNLIMITED

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2026 · Amount on Record
Deed Sale	Feb 27, 2026 · Amount on Record
Prior Sale	Aug 21, 2024 · Amount on Record
Deed Document Number	1845534
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1464 WATERLOO AVE, WEST SALEM, WI 54669-9271
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001725779
Date	May 13, 2019
Instrument	1725779

Lender

Name	MORTGAGE UNLIMITED
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1464 WATERLOO AVE, WEST SALEM, WI 54669-9271
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001838033
Date	Sep 2, 2025
Instrument	1838033

Lender

Name	GUNDERSON CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 6, 2035

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1464 WATERLOO AVE, WEST SALEM, WI 54669-9271
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001444585
Date	Mar 13, 2006
Instrument	1444585

Lender

Name	MERCHANTS BANK NA
Address	ONALASKA, WI 54650

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Sep 1, 2006

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1464 WATERLOO AVE, WEST SALEM, WI 54669-9271
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001827144
Date	Nov 18, 2024
Instrument	1827144

Lender

Name	FIREFIGHTERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2054

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1464 WATERLOO AVE, WEST SALEM, WI 54669-9271
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001451181
Date	Jun 8, 2006
Instrument	1451181

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	ONALASKA, WI 54650

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1464 WATERLOO AVE, WEST SALEM, WI 54669-9271
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001835664
Date	Jul 7, 2025
Instrument	1835664

Lender

Name	GUNDERSON CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 11, 2030

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Feb 27, 2026
Property Address	1464 WATERLOO AVE, WEST SALEM, WI 54669-9271
Document Number	0001845534
Instrument Date	Feb 27, 2026
Instrument	1845534
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	BRIDGE POINT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,191.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1464 WATERLOO AVE, WEST SALEM, WI 54669-9271

Mortgage

Document Number	0001845535
Date	Feb 27, 2026
Instrument	1845535

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Aug 21, 2024
Property Address	1464 WATERLOO AVE, WEST SALEM, WI 54669-9271
Document Number	0001823844
Instrument Date	Aug 21, 2024
Instrument	1823844
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,079.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001823845
Date	Aug 21, 2024
Instrument	1823845

Lender

Name	FIREFIGHTERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2054

Interest

Rate Type	Adjustable Rate
Rate	8%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	6%
Max Rate At Change	10%
Index	Other
Margin	3
Max Rate	17%

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LA CROSSE WI
Recording Date	Jun 6, 2022
Property Address	1464 WATERLOO AVE, WEST SALEM, WI 54669-9271
Document Number	0001794691
Instrument Date	Jun 1, 2022
Instrument	1794691
Transaction Type	Transfer
Record Updated	Jun 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001794692
Date	Jun 6, 2022
Instrument	1794692

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jul 13, 2018
Property Address	1464 WATERLOO AVE, WEST SALEM, WI 54669-9271
Document Number	0001713216
Instrument Date	Jul 13, 2018
Instrument	1713216
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$768.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1464 WATERLOO AVE, WEST SALEM, WI 54669-9271

Mortgage

Document Number	0001713217
Date	Jul 13, 2018
Instrument	1713217

Lender

Name	MORTGAGE UNLIMITED
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	West Salem Village
Unified School District	West Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,909.00 (+2.9%) Homeowner's exemption	$254,000 (-) Land $53,700 Building $200,300	$310,400 (+22.2%)
2023	$3,799.00 Homeowner's exemption	$254,000 Land $53,700 Building $200,300	$254,000 Land $53,700 Building $200,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SALEM WATERWORKS serves 5,045 people · EPA ID WI6320334
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Lynxx Networks Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50

May also be available: Verizon.

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