1448 Waterloo Ave, West Salem, WI 54669 Property Records

La Crosse County property record for 1448 Waterloo Ave, West Salem, WI 54669

Property Summary

Property Type	Single Family Home
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$157,500 (Nov 2007)
Tax Bill	$3,780 (2025)
Deeds & Mortgages	Oct 2015 Mortgage May 2021 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`016-001678-000`

Property Details

APN / Parcel Number

Primary APN	`016-001678-000`
Alternative APNs	`16 1678 0` `46406`

Exterior

Lot Area	9,583 sqft (0.22 acres)

Location & Zoning

Account Number	46406
Street Address	1448 WATERLOO AVE
City	WEST SALEM
State	WI
Zip	54669-9271
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MZA
Legal Description	WATERLOO HEIGHTS LOT 7 BLOCK 4
Legal Range	06W
Legal Township	16N
Legal Section	04
Legal Subdivision	WATERLOO HEIGHTS
Legal Block	4
Legal Lot Number	7
Jurisdiction	LA CROSSE WI
Township / Civil Division	WEST SALEM
Census Block Group	2
Census Block	2028
Census Tract	10401

Owner

Source: La Crosse County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1448 WATERLOO AVE, WEST SALEM, WI 54669-9271
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2015	Deed of Trust, Mortgage · Conventional Mortgage JACKSON COUNTY BANK
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Feb 16, 2009	Deed of Trust, Mortgage · Conventional Mortgage JACKSON COUNTY BANK
May 14, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Aug 28, 2015	Quit Claim Deed, Transfer Quitclaim
Aug 13, 2015	Quit Claim Deed, Transfer Quitclaim
Jun 21, 2011	Intrafamily Transfer, Transfer
Nov 5, 2007	Warranty Deed, Transfer CO-OP CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2007 · Amount on Record
Deed Sale	Nov 5, 2007 · Amount on Record
Deed Document Number	20071489623
Last Transfer Date	Mar 24, 2021
Transfer Doc	0001768974
Record Updated	Sep 20, 2026

October 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1448 WATERLOO AVE, WEST SALEM, WI 54669-9271
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001665176
Date	Oct 20, 2015
Instrument	1665176

Lender

Name	JACKSON COUNTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2045

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1448 WATERLOO AVE, WEST SALEM, WI 54669-9271
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001772082
Date	May 10, 2021
Instrument	1772082

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1448 WATERLOO AVE, WEST SALEM, WI 54669-9271
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001518430
Date	Feb 16, 2009
Instrument	1518430

Lender

Name	JACKSON COUNTY BANK
Type	Bank
Address	BLACK RIVER FALLS, WI 54615

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2034

May 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LA CROSSE WI
Recording Date	May 14, 2026
Property Address	1448 WATERLOO AVE, WEST SALEM, WI 54669-9271
Document Number	0001849010
Instrument Date	May 14, 2026
Instrument	20261849010
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1448 WATERLOO AVE, WEST SALEM, WI 54669-9271

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1448 WATERLOO AVE, WEST SALEM, WI 54669-9271
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1772082
Date	May 10, 2021
Instrument	1772082

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate

August 2015: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA CROSSE WI
Recording Date	Aug 28, 2015
Property Address	1448 WATERLOO AVE, WEST SALEM, WI 54669-9271
Document Number	0001662313
Instrument Date	Aug 12, 2015
Instrument	1662313
Transaction Type	Transfer
Record Updated	Jun 10, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2015: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA CROSSE WI
Recording Date	Aug 13, 2015
Property Address	1448 WATERLOO AVE, WEST SALEM, WI 54669-9271
Document Number	0001661547
Instrument Date	Aug 5, 2015
Instrument	1661547
Transaction Type	Transfer
Record Updated	Jun 10, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2011: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LA CROSSE WI
Recording Date	Jun 21, 2011
Property Address	1448 WATERLOO AVE, WEST SALEM, WI 54669-9271
Document Number	0001575535
Instrument Date	Jun 16, 2011
Instrument	1575535
Transaction Type	Transfer
Record Updated	Jun 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1448 WATERLOO AVE, WEST SALEM, WI 54669-9271

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3639 MORMAN COULEE ROAD, LA CROSSE, WI 54601-7335
Investor	Possibly a Property Investor

November 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Nov 5, 2007
Property Address	1448 WATERLOO AVE, WEST SALEM, WI 54669-9271
Document Number	0001489623
Instrument Date	Oct 29, 2007
Instrument	1489623
Transaction Type	Transfer
Record Updated	Jun 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$472.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1448 WATERLOO AVE, WEST SALEM, WI 54669-9271

Mortgage

Document Number	0001489624
Date	Nov 5, 2007
Instrument	1489624

Lender

Name	CO-OP CU

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	West Salem Village
Unified School District	West Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,780.00 (+2.66%) Homeowner's exemption	$246,200 (-) Land $53,700 Building $192,500	$300,800 (+22.18%)
2023	$3,682.00 Homeowner's exemption	$246,200 Land $53,700 Building $192,500	$246,200 Land $53,700 Building $192,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SALEM WATERWORKS serves 5,045 people · EPA ID WI6320334
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Lynxx Networks Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50

May also be available: Verizon.

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