1513 Waterloo Ave, West Salem, WI 54669 Property Records

La Crosse County property record for 1513 Waterloo Ave, West Salem, WI 54669

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Nov 2022)
Tax Bill	$6,244 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Apr 2020 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`016-001694-000`

Property Details

APN / Parcel Number

Primary APN	`016-001694-000`
Alternative APNs	`16 1694 0` `46430`

Exterior

Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	1513 WATERLOO AVE
City	WEST SALEM
State	WI
Zip	54669-9257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MZA
Legal Description	WATERLOO HEIGHTS LOT 6 BLOCK 6
Legal Range	06W
Legal Township	16N
Legal Section	04
Legal Subdivision	WATERLOO HEIGHTS
Legal Block	6
Legal Lot Number	6
Jurisdiction	LA CROSSE WI
Township / Civil Division	WEST SALEM
Census Block Group	2
Census Block	2033
Census Tract	10401

Owner

1513 Waterloo Ave is owned and occupied by two individuals who bought it in November 2022.

Source: La Crosse County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1513 WATERLOO AVE, WEST SALEM, WI 54669-9257
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIREFIGHTERS CU
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU
Nov 22, 2022	Warranty Deed, Transfer NEW CUSTOM TITLE, NEW CASTLE TITLE
Sep 21, 2018	Intrafamily Transfer, Transfer
Sep 21, 2018	Intrafamily Transfer, Transfer
Sep 21, 2018	Intrafamily Transfer, Transfer
Mar 6, 2018	Deed, Transfer · Conventional Mortgage ALTRA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2022 · Amount on File
Deed Sale	Nov 22, 2022 · Amount on File
Prior Sale	Mar 6, 2018 · Amount on File
Deed Document Number	20221802459
Prior Transfer Date	Sep 17, 2018
Prior Transfer Doc	1716608
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1513 WATERLOO AVE, WEST SALEM, WI 54669-9257
Transaction Type	Mortgage
Record Updated	Dec 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001688607
Date	Jan 25, 2017
Instrument	1688607

Lender

Name	FIREFIGHTERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Feb 1, 2047

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1513 WATERLOO AVE, WEST SALEM, WI 54669-9257
Transaction Type	Mortgage
Record Updated	Dec 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001744907
Date	Apr 30, 2020
Instrument	1744907

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2050

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1513 WATERLOO AVE, WEST SALEM, WI 54669-9257
Transaction Type	Mortgage
Record Updated	Dec 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001744906
Date	Apr 30, 2020
Instrument	1744906

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 1, 2030

Interest

Rate Type	Fixed Rate

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Nov 22, 2022
Property Address	1513 WATERLOO AVE, WEST SALEM, WI 54669-9257
Document Number	0001802459
Instrument Date	Nov 21, 2022
Instrument	1802459
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	NEW CUSTOM TITLE, NEW CASTLE TITLE

Transaction

Amount	Amount on Record
Tax	$1,125.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LA CROSSE WI
Recording Date	Sep 21, 2018
Property Address	1513 WATERLOO AVE, WEST SALEM, WI 54669-9257
Document Number	0001716608
Instrument Date	Sep 17, 2018
Instrument	1716608
Transaction Type	Transfer
Record Updated	Dec 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LA CROSSE WI
Recording Date	Sep 21, 2018
Property Address	1513 WATERLOO AVE, WEST SALEM, WI 54669-9257
Document Number	1716608
Instrument Date	Sep 17, 2018
Instrument	1716608
Transaction Type	Transfer
Record Updated	Oct 11, 2018

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LA CROSSE WI
Recording Date	Sep 21, 2018
Property Address	1513 WATERLOO AVE, WEST SALEM, WI 54669-9257
Document Number	1716608
Instrument Date	Sep 17, 2018
Instrument	1716608
Transaction Type	Transfer
Record Updated	Oct 25, 2018

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LA CROSSE WI
Recording Date	Mar 6, 2018
Property Address	1513 WATERLOO AVE, WEST SALEM, WI 54669-9257
Document Number	0001707072
Instrument Date	Mar 5, 2018
Instrument	1707072
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	NEW CUSTOM TITLE, NEW CASTLE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001707073
Date	Mar 6, 2018
Instrument	1707073

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1513 Waterloo Ave was $6,244.

Source: La Crosse County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	West Salem Village
Unified School District	West Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,244.00 Homeowner's exemption	$395,600 Land $56,100 Building $339,500	$483,500
2023	$5,917.00 Homeowner's exemption	$395,600 Land $56,100 Building $339,500	$395,600 Land $56,100 Building $339,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1513 Waterloo Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1513 Waterloo Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SALEM WATERWORKS serves 5,045 people · EPA ID WI6320334
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Lynxx Networks Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50

May also be available: Verizon.

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