14637 Vesper Rd, Valley Center, CA 92082 Property Records

San Diego County property record for 14637 Vesper Rd, Valley Center, CA 92082

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,598 sqft · built 1941
Lot Size	3.06 acres (133,729 sqft)
Owner	Company Name on Record
Last Sale	$760,000 (Jul 2013)
Tax Bill	$7,704 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`188-290-29-00`

Property Details

APN / Parcel Number

Primary APN	`188-290-29-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	2,598 sqft Living Area

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Lot Area	133,729 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	14637 VESPER RD
City	VALLEY CENTER
State	CA
Zip	92082
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 3 TR PM04596
Legal Tract	4596
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	VALLEY CENTER
Census Block Group	3
Census Block	3010
Census Tract	19111

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 3090, VALLEY CENTER, CA 92082-2605
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Jun 7, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2013 · Amount on Record
Deed Sale	Jul 31, 2013 · Amount on Record
Prior Sale	Aug 13, 1999 · Amount on Record
Deed Document Number	2013482449
Last Transfer Date	Jul 18, 2015
Transfer Doc	0000421385
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14637 VESPER RD, VALLEY CENTER, CA 92082
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000219936
Date	Apr 30, 2020
Instrument	2020-0219936

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.95%
Type Change Date	May 1, 2030
Change Frequency	Monthly
Min Rate At Change	2.95%
Index	12-Month MTA
Max Rate	10.9%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14637 VESPER RD, VALLEY CENTER, CA 92082
Document Number	0000273492
Instrument Date	Jun 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 3090 VALLEY CENTER CA 920822605, VALLEY CENTER, CA 92082-2605

Mortgage

Document Number	0000273492
Date	Jun 19, 2017
Instrument	273492

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Valley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$700,073 (+2%) Land $250,069 Building $450,004
2025	$7,704.00 (+4.52%)	$686,347 (+4.04%) Land $245,166 Building $441,181
2023	$7,371.00 (+1.7%)	$659,697 Land $235,647 Building $424,050
2022	$7,248.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 69% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026
Water Source	Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State Inspection	Apr 2021
Lead	4 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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