14631 Vesper Rd, Valley Center, CA 92082 Property Records

San Diego County property record for 14631 Vesper Rd, Valley Center, CA 92082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,224 sqft · built 1984
Lot Size	2.85 acres (124,146 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Jun 2021)
Tax Bill	$9,023 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`188-290-30-00`

Property Details

APN / Parcel Number

Primary APN	`188-290-30-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,224 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	124,146 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	14631 VESPER RD
City	VALLEY CENTER
State	CA
Zip	92082-6232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 4 TR PM04596
Legal Subdivision	PARCEL MAP 4596
Legal Tract	4596
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	VALLEY CENTER
Census Block Group	3
Census Block	3010
Census Tract	19111

Owner

14631 Vesper Rd is owned and occupied by two individuals who acquired it in July 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14631 VESPER RD, VALLEY CENTER, CA 92082-6232
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Intrafamily Transfer, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE
Jun 7, 2021	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 11, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2021 · Amount on File
Deed Sale	Jun 7, 2021 · Amount on File
Prior Sale	Apr 2, 2004 · Amount on File
Deed Document Number	2021419801
Last Transfer Date	Jul 17, 2023
Transfer Doc	0000187474
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 18, 2023
Property Address	14631 VESPER RD, VALLEY CENTER, CA 92082-6232
Document Number	0000187474
Instrument Date	Jul 17, 2023
Instrument	2023-0187474
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	14631 VESPER RD, VALLEY CENTER, CA 92082-6232

Mortgage

Document Number	0000187475
Date	Jul 18, 2023
Instrument	2023-0187475

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 7, 2021
Property Address	14631 VESPER RD, VALLEY CENTER, CA 92082-6232
Document Number	0000419801
Instrument Date	May 5, 2021
Instrument	2021-0419801
Transaction Type	Transfer
Record Updated	Jun 17, 2021
Title Company	LANDWOOD TITLE COMPANY, LANDWOOD TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	14631 VESPER RD, VALLEY CENTER, CA 92082-6232

Mortgage

Document Number	0000419802
Date	Jun 7, 2021
Instrument	2021-0419802

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14631 VESPER RD, VALLEY CENTER, CA 92082-6232
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000341677
Date	Aug 13, 2019
Instrument	2019-0341677

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Sep 1, 2048

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 11, 2018
Property Address	14631 VESPER RD, VALLEY CENTER, CA 92082-6232
Document Number	0000281729
Instrument Date	Jun 11, 2018
Instrument	2018-0281729
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG TITLE SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14631 VESPER RD, VALLEY CENTER, CA 92082-6232
Investor	Possibly a Property Investor

Mortgage

Document Number	0000281730
Date	Jul 11, 2018
Instrument	2018-0281730

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 14631 Vesper Rd was $9,023.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Valley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$828,057 (+2%) Land $400,116 Building $427,941
2025	$9,023.00	$811,821 Land $392,271 Building $419,550
2023	$8,636.00 (+1.67%)	$780,299 Land $377,040 Building $403,259
2022	$8,494.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 14631 Vesper Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14631 Vesper Rd is high, ranking above 88% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 69% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026
Water Source	Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State Inspection	Apr 2021
Lead	4 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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