14625 Vesper Rd, Valley Center, CA 92082 Property Records

San Diego County property record for 14625 Vesper Rd, Valley Center, CA 92082

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,325 sqft · built 2018
Lot Size	2.36 acres (103,237 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,139 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`188-290-27-00`

Property Details

APN / Parcel Number

Primary APN	`188-290-27-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,325 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Mobile Home
Lot Area	103,237 sqft

Location & Zoning

Street Address	14625 VESPER RD
City	VALLEY CENTER
State	CA
Zip	92082-6232
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A70
Legal Description	PAR 1 (EX ST) TR PM04596
Legal Tract	4596
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	VALLEY CENTER
Census Block Group	3
Census Block	3010
Census Tract	19111

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14625 VESPER RD, VALLEY CENTER, CA 92082-6232
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 29, 2019	Correction Deed FIRST AMERICAN TITLE
May 3, 2018	Loan Modification, Mortgage · Conventional Mortgage LAND & HM FIN'L
Aug 1, 2017	Grant Deed, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2017
Deed Sale	Aug 1, 2017
Prior Sale	Dec 1, 2014 · Amount on Record
Deed Document Number	2017346884
Prior Transfer Date	Jul 12, 2017
Prior Transfer Doc	0000346884
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14625 VESPER RD, VALLEY CENTER, CA 92082-6232
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000113085
Date	Mar 29, 2019
Instrument	2019-0113085

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14625 VESPER RD, VALLEY CENTER, CA 92082-6232
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000366150
Date	Aug 27, 2019
Instrument	2019-0366150

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Apr 1, 2049

March 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 29, 2019
Property Address	14625 VESPER RD, VALLEY CENTER, CA 92082-6232
Document Number	0000113084
Instrument Date	Mar 25, 2019
Instrument	113084
Record Updated	Apr 5, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14625 VESPER RD VALLEY CENTER CA 920826232, VALLEY CENTER, CA 92082-6232

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	14625 VESPER RD, VALLEY CENTER, CA 92082-6232
Document Number	0000209793
Instrument Date	May 3, 2018
Transaction Type	Mortgage
Record Updated	May 30, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14625 VESPER RD VALLEY CENTER CA 92082, VALLEY CENTER, CA 92082

Mortgage

Document Number	0000209793
Date	May 24, 2018
Instrument	209793

Lender

Name	LAND & HM FIN'L
Type	Funding / Finance Company
Address	CONCORD, CA 94520

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2048

Interest

Rate Type	Fixed Rate
Rate	5%

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 1, 2017
Property Address	14625 VESPER RD, VALLEY CENTER, CA 92082-6232
Document Number	0000346884
Map Reference	PM4596
Instrument Date	Jul 12, 2017
Instrument	2017-0346884
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1760 E LINCOLN AVE, ESCONDIDO, CA 92027-1545

Mortgage

Document Number	0000346885
Date	Aug 1, 2017
Instrument	2017-0346885

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	366 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Valley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$262,504 (+2%) Land $146,448 Building $116,056
2025	$3,139.00 (+4.81%)	$257,358 (+4.04%) Land $143,577 Building $113,781
2023	$2,995.00 (+1.97%)	$247,365 Land $138,002 Building $109,363
2022	$2,937.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 69% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026
Water Source	Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State Inspection	Apr 2021
Lead	4 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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