14634 Saint Paul Rd, Clear Spring, MD 21722 Property Records

Washington County property record for 14634 Saint Paul Rd, Clear Spring, MD 21722

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,908 sqft · built 1990
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Jul 1996)
Tax Bill	$3,803 (2026)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-012704`

Property Details

APN / Parcel Number

Primary APN	`04-012704`
Alternative APN	`012704`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,908 sqft Total Area
Utility Area	416 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	44,431 sqft (1.02 acres)
Garage Type	Attached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Deck Area	690 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	012704
Street Address	14634 SAINT PAUL RD
City	CLEAR SPRING
State	MD
Zip	21722-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A(R)
Legal Description	1.02 ACRES LOT W/S STRITE ROAD
Legal Subdivision	STRITE ROAD
Legal Lot Number	1
Jurisdiction	WASHINGTON MD
Township / Civil Division	4, CLEAR SPRING
Census Block Group	1
Census Block	1000
Census Tract	10600

Owner

14634 Saint Paul Rd is owned and occupied by two individuals who bought it in July 1996.

Source: Washington County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14634 SAINT PAUL RD, CLEAR SPRING, MD 21722-1131
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 1996 · Amount on File
Deed Sale	Jul 9, 1996 · Amount on File
Prior Sale	Apr 26, 1990 · Amount on File
Deed Document Number	199625966
Deed Book / Page	1282 / 933
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	14634 SAINT PAUL RD, CLEAR SPRING, MD 21722-1131
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	ADVANTAGE TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0066910310
Date	Jul 12, 2021
Book Page	6691/310

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 14634 Saint Paul Rd was $3,803, up 13.1% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,803.00 (+13.12%)	$361,500 (+13.35%) Land $75,200 Building $286,300	$361,500 (-) Land $75,200 Building $286,300
2025	$3,362.00	$318,933	$361,500 Land $75,200 Building $286,300
2023	$2,431.00	$233,800 Land $75,200 Building $158,600	$233,800 Land $75,200 Building $158,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14634 Saint Paul Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14634 Saint Paul Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Cable	1,300 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Saint Paul Rd

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