14608 Saint Paul Rd, Clear Spring, MD 21722 Property Records

Washington County property record for 14608 Saint Paul Rd, Clear Spring, MD 21722

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,304 sqft · built 2002
Lot Size	1.9 acres (82,764 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Sep 2021)
Tax Bill	$4,680 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-012631`

Property Details

APN / Parcel Number

Primary APN	`04-012631`
Alternative APN	`012631`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,304 sqft Total Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	82,764 sqft (1.9 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	190 sqft
Deck Area	192 sqft
Shed	1 Shed
Shed Area	1,944 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	012631
Street Address	14608 SAINT PAUL RD
City	CLEAR SPRING
State	MD
Zip	21722-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A(R)
Legal Description	LOT 17 1.90 ACRES 14608 ST PAUL ROAD
Legal Subdivision	ST PAULS ROAD SUB
Legal Lot Number	17
Jurisdiction	WASHINGTON MD
Township / Civil Division	4, CLEAR SPRING
Census Block Group	1
Census Block	1000
Census Tract	10600

Owner

14608 Saint Paul Rd is owned and occupied by two individuals who bought it in September 2021.

Source: Washington County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14608 SAINT PAUL RD, CLEAR SPRING, MD 21722-1131
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2021 · Amount on File
Deed Sale	Sep 1, 2021 · Amount on File
Prior Sale	Jul 20, 2001 · Amount on File
Deed Book / Page	6745 / 1
Transfer Doc	0000010258
Record Updated	Oct 29, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Sep 1, 2021
Property Address	14608 SAINT PAUL RD, CLEAR SPRING, MD 21722-1131
Document Number	0067450001
Book / Page	6745 / 1
Map Reference	LB 1009 FO 419
Instrument Date	Aug 10, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	TRI-STATE SIGNATURE SETTLEMENTS, TRI STATE SIGNATURE SETTLEME

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14608 SAINT PAUL RD, CLEAR SPRING, MD 21722-1131

Mortgage

Document Number	0000067458
Date	Sep 1, 2021
Instrument	6745/8

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 14608 Saint Paul Rd was $4,680, up 13.3% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,680.00 (+13.32%)	$446,200 (+13.5%) Land $84,000 Building $362,200	$446,200 (-) Land $84,000 Building $362,200
2025	$4,130.00	$393,133	$446,200 Land $84,000 Building $362,200
2023	$2,984.00	$287,000 Land $84,000 Building $203,000	$287,000 Land $84,000 Building $203,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14608 Saint Paul Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14608 Saint Paul Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Cable	1,300 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Saint Paul Rd

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