14611 Saint Paul Rd, Clear Spring, MD 21722 Property Records

Washington County property record for 14611 Saint Paul Rd, Clear Spring, MD 21722

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,352 sqft · built 2004
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Sep 2018)
Tax Bill	$3,726 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2022 Line of Credit + 2 more
Flood Zone	Zone A (high risk)
APN	`23-018004`

Property Details

APN / Parcel Number

Primary APN	`23-018004`
Alternative APN	`018004`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,352 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	54,450 sqft (1.25 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	294 sqft
Deck Area	250 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	018004
Street Address	14611 SAINT PAUL RD
City	CLEAR SPRING
State	MD
Zip	21722-1143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A(R)
Legal Description	LOT 11 1.25 ACRES 14611 ST PAUL ROAD WILDFLOWER MEADOWS
Legal Subdivision	SIMPLIFIELD PLAT OF SUBDIVISION
Legal Lot Number	11
Jurisdiction	WASHINGTON MD
Township / Civil Division	23, WILSONS
Census Block Group	1
Census Block	1001
Census Tract	11700

Owner

14611 Saint Paul Rd is owned and occupied by two individuals who bought it in September 2018.

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	14611 SAINT PAUL RD, CLEAR SPRING, MD 21722-1143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Jun 21, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 23, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Sep 13, 2018	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2018 · Amount on File
Deed Sale	Sep 13, 2018 · Amount on File
Prior Sale	Mar 16, 2004 · Amount on File
Deed Book / Page	5832 / 241
Prior Transfer Date	Jul 8, 2011
Prior Transfer Doc	0041220450
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	14611 SAINT PAUL RD, CLEAR SPRING, MD 21722-1143
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0064910464
Date	Jan 22, 2021
Book Page	6491/464

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	14611 SAINT PAUL RD, CLEAR SPRING, MD 21722-1143
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14611 SAINT PAUL RD, CLEAR SPRING, MD 21722-1143

Mortgage

Document Number	0070410064
Date	Jun 21, 2022
Book Page	7041/64

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	May 18, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	14611 SAINT PAUL RD, CLEAR SPRING, MD 21722-1143
Document Number	0061710107
Instrument Date	Jan 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14611 SAINT PAUL RD CLEAR SPRING MD 217221143, CLEAR SPRING, MD 21722-1143

Mortgage

Document Number	0061710107
Date	Jan 30, 2020
Book Page	006171/000107

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2050

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Sep 13, 2018
Property Address	14611 SAINT PAUL RD, CLEAR SPRING, MD 21722-1143
Document Number	0058320241
Book / Page	005832 / 000241
Instrument Date	Aug 31, 2018
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	TRI-STATE SIGNATURE SETTLEMENTS, TRI-ST SIGNATURE SETTLEMENTS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14611 SAINT PAUL RD CLEAR SPRING MD 217221143, CLEAR SPRING, MD 21722-1143

Mortgage

Document Number	58320247
Date	Sep 13, 2018
Book Page	005832/000247

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 12, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 14611 Saint Paul Rd was $3,726 with a homeowner's exemption, up 5.5% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,726.00 (+5.49%) Homeowner's exemption	$442,200 (+11.91%) Land $67,500 Building $374,700	$442,200 (-) Land $67,500 Building $374,700
2025	$3,532.00 (+5.46%) Homeowner's exemption	$395,133	$442,200 Land $67,500 Building $374,700
2024	$3,349.00 (+7%)
2023	$3,130.00	$301,000 Land $57,500 Building $243,500	$301,000 Land $57,500 Building $243,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14611 Saint Paul Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14611 Saint Paul Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Cable	1,300 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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