1448 Sumner Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1448 Sumner Ave, Schenectady, NY 12309 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,302 sqft · built 1955
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (May 2022)
Tax Bill	$7,137 (2025)
Deeds & Mortgages	May 2022 Sale Mar 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 40.62-2-30`

Property Details

APN / Parcel Number

Primary APN	`421500 40.62-2-30`
Alternative APN	`150004006200020300000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,302 sqft Living Area
1st Floor Area	1,302 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	270 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1448 SUMNER AVE
City	SCHENECTADY
State	NY
Zip	12309-5219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	264 1 BRICK
Legal Subdivision	MAP #1 OF LOTS BELONGING TO W L PEARSON
Legal Block	2
Legal Lot Number	30.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1003
Census Tract	20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 40.62-2-30

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1448 SUMNER AVE, SCHENECTADY, NY 12309-5219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Warranty Deed, Transfer
Mar 16, 2020	Deed of Trust, Transfer · Line of Credit SEFCU
Mar 11, 2019	Deed of Trust, Mortgage · Line of Credit SEFCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 17, 2022 · Amount on Record
Deed Sale	May 17, 2022 · Amount on Record
Prior Sale	Apr 10, 2020 · Amount on Record
Deed Document Number	202226035
Deed Book / Page	2084 / 745
Prior Transfer Date	Apr 23, 2014
Prior Transfer Doc	0000018039
Record Updated	Jun 08, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	May 17, 2022
Property Address	1448 SUMNER AVE, SCHENECTADY, NY 12309-5219
Document Number	0000026035
Book / Page	2084 / 745
Instrument Date	May 10, 2022
Instrument	202226035
Transaction Type	Transfer
Record Updated	May 30, 2022

Transaction

Amount	Amount Recorded
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1448 SUMNER AVE, 1448, SCHENECTADY, NY 12309-5219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2062 ORCHARD PARK DR, NISKAYUNA, NY 12309-2208

March 2020: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1448 SUMNER AVE, SCHENECTADY, NY 12309-5219
Document Number	0000012119
Instrument Date	Mar 16, 2020
Transaction Type	Transfer
Record Updated	Jun 19, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1448 SUMNER AVE SCHENECTADY NY 123095219, SCHENECTADY, NY 12309-5219

Mortgage

Document Number	0000012119
Date	Apr 10, 2020
Book Page	004982/000230
Instrument	12119

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 09, 2045

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1448 SUMNER AVE, SCHENECTADY, NY 12309-5219
Document Number	0000013139
Instrument Date	Mar 11, 2019
Transaction Type	Mortgage
Record Updated	Apr 09, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1448 SUMNER AVE SCHENECTADY NY 123095219, SCHENECTADY, NY 12309-5219

Mortgage

Document Number	0000013139
Date	Mar 26, 2019
Book Page	004901/000577
Instrument	13139

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 25, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,137.00 (+28.8%)	$149,900 (-) Land $19,800 Building $130,100	$248,220 (+30.82%) Land $32,787 Building $215,433
2023		$149,900 (+13.56%) Land $19,800 Building $130,100	$189,747 (+17.87%) Land $25,063 Building $164,684
2022		$132,000 Land $19,800 Building $112,200	$160,976 Land $24,146 Building $136,830
2021	$5,541.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930205001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 524 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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